Taylor-Brown Real Estate Talks

Posted By admin on February 9, 2010

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New Fanniemae and Freddiemac limits will speed up purchase of …

Mike Rockwood has modified five of his own loans, including his personal residence and investment property. He has created a top-notch workbook to walk you through the steps of fighting to get the best terms on your loan modification. …

Stop Your Foreclosure Today With Hardship Loan Modification …

That is not true and more people should be made aware of a new government program that helps homeowners who have fallen behind in their payments. It is called the hardship loan modification and it allows the homeowner to negotiate a new …

Foreclosure Headsup: Get A Loan Modification ASAP Don’t Wait Until …

As a homeowner you don’t want to wait to long to try and get home loan modification assistance as foreclosure could be close behind because of falling behind on their monthly mortgage payments for a few months. …

Commercial Loan Modification Overview | Student Loan Consolidation

Many experts in real estate and the economy are predicting that a series of commercial foreclosures will soon be a problem in the same way as the residential housing foreclosures had been. When the crisis in home mortgages continued to …

Bank of America Loan Modification Success Stories for February …

I haven’t heard or seen any new Bank of America Loan Modification Success Stories for this week. I have heard that they send out loan mods in bulk on.

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• Do You Need to Do a Short Sale? It is very important to know if a short sale is the best answer for your situation.  A short sale becomes a viable option when you cannot get what you are owed on the property because of changes in the market.  You may be thinking why would the lender allow......
• Mortgage - Latest News Image via WikipediaThe latest news on mortgages from around the blogosphere: Pace of Private Sector Job Losses Slows – ABC News | Mortgage News ...Mortgage News and Mortgage Rates on February 03, 2010. Latest news on mortgages and mortgage rates. 3rd February 2010 SEARCH. RSS · Home · About. Pace......
• Types of Ownership Deeds [caption id="" align="alignright" width="168" caption="Image by S Migol via Flickr"][/caption] There are different types of ownership deeds you may receive as a real estate investor.  The types of ownership deeds are general warranty deed, sheriff's deed, quit claim deed, special warranty deed, tax deed, trustee deed, and certificate of......
• Insider Information - On Getting a Successful Loan Modification (Part 1) In the next couple of days, I will share with you tips that will increase your chances of getting a successful loan modification. If you are facing foreclosure, there is hope.  Even if you received the foreclosure documents, there is hope.  Yes,a pending foreclosure can be scary, but don't go......
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Category: mortgages | No Comments »
Tags: business, Financial Services, foreclosure, Government, Loan, mortgage, Mortgage modification, real estate

Posted By admin on February 8, 2010

Information About Real Estate | Property| Land and Homes …

Distressed assets create tremendous opportunity for the savvy commercial real estate practitioner, but quickly capturing profit in this new arena requires a well-defined path to success. See the original post here: Information About …

London real estate bubble has been re- inflated to dizzy …

California Real Estate | It is the “paper equity” of the real estate appreciation that makes people feel “wealthy”, while savings rate down to zero/negative. same thing happened in California. —. LONDON—The one-bedroom co-op apartment …

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Category: real estate | No Comments »
Tags: business, Commercial property, Property Law and Real Estate, real estate

Posted By admin on February 7, 2010

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     Before we discuss how we will accomplish the cancellation of interest, we must discuss a key component in accomplishing our goal of interest cancellation.

     This component is the advanced line of credit or home equity line of credit.  Why an advanced line of credit, you ask?  Well, with the advance line of credit, the lender must apply your payment to the loan balance on the day received.  Remember, with our mortgage, the closed end loan, the payment is applied, but it does not effect the mortgage in the month or day received but it effects the following months principal balance and calucated interest.

     If there is a payment several times a month on the open end loan the lender will have to recalculate interest several times in the month.  Consequently, the interest can be reduced daily (if we send in a payment daily) or several times a month.  This in turn forces the lender to recalucate your interest subsequently cancelling interest. 

      This type of account has another advantage you can take money out and put money in.  This feature is similar to your checking account.  With that being said, we are going to examine using the advanced line of credit as a checking account.    Stay tune when we pull this together.

Originally posted 2008-12-05 07:59:21. Republished by Blog Post Promoter

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Category: mortgages | 4 Comments »
Tags: mortgages

Posted By admin on February 7, 2010

Speaking at the University of San Diego’s 14th annual Real Estate Conference, the real estate and Tribune newspaper (NASDAQ:TRBCQ) tycoon sees great opportunity in the commercial real estate market, despite other experts’ predictions of …

SBA Loan Commercial Mortgage and Business Finance Strategies

Alternatives to SBA Loan Financing – Conventional Real Estate Investment and Business Opportunity loan options. Conventional commercial financing options should always be considered simultaneously with the possibility of obtaining an …

Commercial Real Estate Investing Handbook | Kingston Commercial

Real estate is defined as a property which is not mobile and is something affixed to a land. When it comes to commercial real estate, it refers to the office.

Investment Firms Launch $400M Fund to Buy Distressed Commercial …

Investment Firms Launch $400M Fund to Buy Distressed Commercial Real Estate. by Default Servicing News on February 2, 2010. Atlanta-based Regent Partners LLC and TriGate Capital have joined forces to form a 0 million fund to invest in …

Top 7 Advantages of Investing in Commercial Property

Real estate will forever remain a popular means of investing one’s money. However, most people only look towards investments in residential property investing.

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Category: real estate | 1 Comment »
Tags: business, Business Opportunity, Commercial property, Finance, investing, investment, real estate, University of San Diego

Posted By admin on February 6, 2010

The latest news in real estate from around the blogosphere:

Real Estate Investing Strategy Guide « Business

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Category: real estate | 2 Comments »
Tags: business, Individual Retirement Account, investing, investment, real estate, real estate investing, Roth IRA, Self-Directed IRA

Posted By admin on February 5, 2010

Tax season is over.   However, the IRS is warning consumers about tax scams that could cost them money well into the 2009 tax year.  Those tax scams are:

• phishing
• hiding income offshore
• filing false or misleading forms
• abuse of charitable organizations and deductions
• return preparer fraud
• frivolous arguments
• false claims for refunds and requests for abatement
• abusive retirement plans
• disguised corporate ownership
• zero wages
• misuse of trusts
• fuel tax credit scams

Most of the tax schemes mention here do not affect real estate investors, buyers, or sellers; however, there are several that do affect the individuals mention above so that is why this topic is being covered. 

Phishing is especially important because it has to do with internet tricks used by scam artists to get your most precious commodity, your identity.  Beware of any email that states it is from the IRS or your bank that ask for your personal information.  Remember, the IRS and your bank do not engage in such activity.

Another tax scam that you need to be care of is disgusing of corporate ownership.  Make sure that your ownership is clear and precise when filing your income tax returns.  Have your corporation’s article of organization reviewed by both your attorney and your tax preparer to ensure that you are filing all the appropriate documents.  You will also have to file the articles of organizations, ownership, and register agent information with the state in which your business is incorporated.  The state in which you are incorporate with will ask for updates to the latter information on an annual basis, so ensure this information is accurate and available.

For more information on tax scams, please visit www.irs.gov

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Originally posted 2009-04-20 17:21:01. Republished by Blog Post Promoter

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Category: taxes | 3 Comments »
Tags: irs, tax scams

Posted By admin on February 5, 2010

Pace of Private Sector Job Losses Slows – ABC News | Mortgage News …

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Mortgage News from Teame13.org » A mortgage freeze in 2014?

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Fannie Mae Redemption – Yahoo Finance | Mortgage News and Mortgage …

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Obama tells Sen. Harry Reid he wasn\’t saying anything negative …

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Category: mortgages | 1 Comment »
Tags: business, fannie mae, Financial Services, Harry Reid, mortgage, mortgage rates, United States, United States Department of the Treasury

Posted By admin on February 4, 2010

The latest news in home insurance from around the blogosphere:

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Category: insurance | 1 Comment »
Tags: business, federal housing administration, Financial Services, Home insurance, insurance, Life insurance, mortgage, New Jersey

Posted By admin on February 3, 2010

Just when economists are forecasting the worst may be over, the commercial real estate market appears too headed for the same disaster that the residential real estate market was in a few months ago.

Maguire Properties, INC. is planning to default on several commercial buildings due to declining rental amounts and high vacancy. Maguire Properties, INC is one of the largest owners of office building in Southern California; therefore, the announcement from the company does have a big impact on the market. Maguire owes 1.06 billion dollars to credits and do not feel that it can make the money needed to pay back the loan.

This announcement also affected Maguire’s stock and it plummeted from $12 a share to $1 a share today.

Because Maguire is a major company that is forecasting and announcing record losses and possible foreclosure it is apparent that this will affect the stock market in a negative way.

Be on the look out for more commercial real estate companies announcing failures of their companies.

Originally posted 2009-08-21 05:00:18. Republished by Blog Post Promoter

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Category: real estate | 3 Comments »
Tags: commercial buildings, commercial real estate, maguire properties inc, real estate, real estate market, residential real estate

Posted By admin on February 3, 2010

For the lighting to have the most impact to the safety of your home, it is recommended to install the lighting along the walkway, steps, and driveways. It is also effective if it is pointing at trees, walls, and fences. The typical lighting used for these applications is low voltage lighting. Low voltage lighting consists of:
• A transformer
• Low voltage cable
• Light fixtures
Even though landscape lighting may be considered a simple improvement, it is important to use safety precautions when installing it.

The transformer used in this application steps down the 120 volts that your home supplies to 12 volts to operate the light fixtures. It is recommended to plug the transformer into a GFCI protected outdoor electrical outlet. GFCI stands for ground fault circuit interrupter. This type of circuit protector is recommended to keep you from getting electrocuted by the current that the circuit may emit if there is an overload. In addition, the average 12 fixture landscape lighting system emits 228 watts; therefore, you will need at least a 300 watt transformer. The 300 watt transformer cost about $90. You will need approximately 100 feet of low voltage cable. The cable will be around $30.

The steps for installing landscape lighting are as follows:
• It is important to lay out the locations of both the light fixtures and cable before beginning work on installation of the new landscaping system. It is recommended to lay the light fixtures eight to ten feet apart. In addition, it is recommended to use 14-gauge cable for lighting system that are 200 watts and less, and 12-gauge cable for lighting system that are 200 watts and more. When installing the first fixture make sure it is 10 feet from the transformer.
• Dig a three inch deep trench for the cable make sure that both the light fixture and cable are at least twelve inches from the walkway.
• Bury the cable in the trench

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Category: real estate | 1 Comment »
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