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Beware of the Due on Sale Clause

admin | June 30, 2009

Thank you for revisiting you can still subscribe to my RSS feed. As Always Thank You for visiting!
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Recently, I found an article, http://realestate.bryanellis.com/25/land-trusts-misunderstood-misapplied/, that a homeowner/investor needs to be aware of if the homeowner/investor is planning to lease option or do a contract for deed on his [...]

What Is Assessed Value and How Does It Influence My Property Tax

admin | June 30, 2009

Image by Getty Images via Daylife

In Indiana, the property tax that is paid on a home, land, building, business machine, or product for sale is determined by the assessed value that the assessor assigns to the asset.  Once the assessed value is determined the amount of property taxes paid on that value is determined by the [...]

I am a first time home buyer. What next?

admin | June 30, 2009

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As a first time home buyer, there are things that are important to your successful ownership of your first home. The most important things that will make you successful in home ownership understand your market, understanding your mortgage, and knowing what you can and cannot handle.

Why [...]

New Product for Renters from Realty Trac

admin | June 30, 2009

With the foreclosure rate skyrocketing like never before and the onslaughter of more foreclosure to come, it may pay to invest in Realty Trac’s new product for renters.  Realty Trac’s new product for renters was launched today, www.renters.realty.com.  This site according to Realty Trac was developed to reduce “unexpected evictions of good tenants who are [...]

Indiana Property Tax Appeal (Part 2)

admin | June 30, 2009

To get the forms needed for filing your property tax appeal visit
for Form 130 also called Form 11 CI www.in.gov/icpr/webfile/formsdiv/21513.pdf
For Form 11 RA visit http://www.in.gov/ibtr/files/DavidandPatriciaSullivan.pdf
For Form 113 visit http://www.in.gov/icpr/webfile/formsdiv/46725.pdf
Below is a video for filling out the form if your property is located in Porter or La Porte County:

If you need additional information or need [...]

What Does the Pre-approval Mean?

admin | June 24, 2009

As a buyer, you are excited because you have a pre-approval letter, but what does the letter mean?  The pre-approval letter is determined by looking at your income to debt ratio true enough; however, are you aware that all your debt is not concerned.  What debt you ask?  The light bill, water bill, phone bill, grocery bill, cable bill, [...]

What is Involved in Applying for a Short Sale

admin | June 24, 2009

     If you feel that you qualify for a short sale contact the loss and mitigation department for your lender.  Once you contact the lender’s loss and mitigation department ask for a short sale package.  Most lender have financial forms that the lender needs filled out.   In order for the short sale to be successful, [...]

Birthday Wishes

admin | June 24, 2009

Birthday wishes goes out to the writer and publisher of this blog, Serena Brown.
 
Happy 40th.
Social Bookmarking Taylor-Brown’s Related Post [...]

The Price We Pay to Watch Television

admin | June 23, 2009

Wow, we are on the edge of another technology upgrade.  One may be wondering if it is necessary to convert alll television viewing from analog to digital?  I am not sure we have a choose in the matter.  A of June 2009, all television stations will stop transmitting analog signals.  The stations have spend millions [...]

Mortgage Fees Can Affect Your Affordability

admin | June 22, 2009

When choosing a mortgage company look at the fees you are being charged because that may affect your affordability of the loan at the beginning of the process.   Notice that the fees are different if you live in certain cities.   Below is the fee structure for Fifth Third Bank
 

Standard Fees

Conventional/Jumbo

FHA

 Funding Fee - PA, NJ, NY, MI, OH, [...]


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"Welcome to Taylor-Brown Real Estate Talks"

Taylor-Brown Real Estate Talks' goal is to empower the consumer with education about real estate, insurance, and mortgage trends, news, terms, etc., so that the consumer can achieve financial wealth through listing and selling real estate.


About the author

admin

Serena Brown is broker and owner of Taylor-Brown Real Estate. She is the author of this blog. She has also co-authored a book entitled Should I Short Sale My Home. She has authored a e-book How to Sell My Home. She will be authoring a book on real estate investing by April of 2010 and several reports. She has dual degrees in Business Administration and Electronic Engineering Technology. She prides herself on being up to date on all trends, news, and education related to real estate to include short sale, loan modification, etc. She also makes sure her clients are abreast of how these changes will affect them financial. Therefore, stay tuned for great information in 2010.

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