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Have you set back and determine what having money means or are you always determining what having little money means? Your view or determination may be the difference between living and dying in poverty and living and dying in wealth.
Let’s examine.
An editor of a well known magazine did this analysis of her life in hindsight. I, too, am doing this analysis in hindsight. I see some mistakes, some achievements, and all too often a need for improvement. This editor also saw the same thing, she, of course, maybe looking at this evaluation as valuable lessons as rags to riches. I am, however, looking at them as life changing lessons for the better.
This editor’s lesson of amassing wealth for yourself involved her grandmother’s plight and a relationship she had will a man that she labeled as “selfish.” My lessons have do with not listening to my inner voice and amassed knowledge of finances until it was too late.
Still both my lessons and this editor’s lessons will make for great warnings and financial victories for you.
The editor’s grandmother had amassed great wealth with her life long male partners but when he died she was kick out of the home that her and her partner brought because the home and all other accounts was in his name only. Therefore, even though she had amassed wealth because she did not have insight to get joined ownership or at least joint tenancy with the right of survivorship on the home, as a result of this oversight, the editor’s grandmother died in poverty.
The editor’s second wealth lesson was that of a “selfish” lover who taught her the importance of acquire your own wealth.
My lessons were not far from these. My lessons included not having an emergency fund, not having a business nest egg, and not having a little personal savings and the effect of not have the above items.
To make the lessons that the editor and I learn become your personal victories, you must:
- Spend less than you earn
- Value your time; remember time is money.
- Be strategic; create a plan
- Build a retirement nest egg or business nest egg
- Purchase property. Unlike some stock, land, houses, buildings, will never depreciate to zero; it will always be worth something.
I pray that these life lessons that this editor and I learn along our journey can offer insight and improve your financial choices from now on.
Originally posted 2010-01-15 05:00:03. Republished by Blog Post Promoter
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