Wachovia did a presentation stating that their Alt-A program was back. They stated that the program can be utilized on: primary residence second/vacation homes investment properties   The eligible loan amounts Minimum = $40,000 Maximum – Conforming Loan Limits Maximum Seller Contributions Primary & Second Homes = 6% (up to 80% LTV/CLTV) Investment Properties = [...]

Last time, we discuss the basis of your mortgage.  We discovered what a mortgage is.  We found out that the mortgage is a closed end loan.  A closed end loan had characteristics that were not conductive to us paying off the mortgage in a short period of time.  In essence, without our mortgages we will [...]

Having concerns about a potential tenant for your rental property?  I am sure you would want  to know if they had any recent evictions or other issues before you rent to them?  Gaining public access to court records is easier than ever before.  You will be able to access court records that will give you information about recent criminal [...]

When President Bush committed to bailing out the auto industry, so did Canada.  The prime minister of Canada committed to 20 percent of the US aid package. The prime minister stated that, “We cannot afford the catastrophic collapse of the Big Three automakers.”  The failure of the Big Three is not an option true enough, [...]

For the state of Indiana, I would have to say that is a resounding, NO.   For the state of Illinois, I found the answer to be YES.   I found it interesting that the housing crisis is affecting all fifty states, but until recently only fourteen states have made legislative and program changes to [...]

It is often difficult to determine the indication of needing to file a property tax appeal, but there are signs. The following are a few good indication that a property tax appeal is necessary: One indication is when the description of the property does not match.  An example of such an error is a town home [...]

The flipping rules have been relaxed until June 2009.  Until recently, an investor has to wait 90 days before the investor could resell a home to a FHA buyer. The reason for this change was because investors are helping the economy by repairing the large number of foreclosed home thoughout the country. According to the [...]

January 2008  5.75% February 2008  6.125% March 2008 5.75% April 2008 6.125% May 2008 6.125% June 2008 6.375% July 2008 6.5% August 2008 6.4% September 2008 5.93% October 2008 6.46% November 2008  6.04% December  5.53% Whether the interest rate is from January to December or December to January, there is no denying it has been a turbulent [...]

Credit is essential to acquiring a home, car, etc. especially if you do not have cash to purchase the item you desire or need.  It is equally as important to understand how credit can influence your ability to purchase.    Let’s examine. The bank institutions Advantage Mortgage Lending use FICO score to determine the risk factor that will [...]

The number of homeowners in default has led Fannie Mae to experiment with a pre-approval process for a short sale prior to getting an offfer on the property. If this test works, it will reduce the time necessary to get the short sale approved and make the concept of a short sale more attractive for [...]

The Mortgage Forgiveness Act expires on the eve of the worst housing crisis since the Great Depression. If you was fortunate enough to sell your home last year, but needed to sell it with the lender getting less than what they were owned; you may be taxed on the deficiency.  The bill, President Bush signed [...]

Today, there are several things that are going through my mind.  I was wondering where will the economical woes of this country lead?  Will just thinking outside the box be enough to put a bandage on the wounds or are we as a nation not as President, Congress, Senate, Democrat, Republican, but we as a [...]

Let’s make 2009 one to remember – We will be releasing MYCEO.com/031 to the nation on 01/15/09 (Thursday Night) @ 7PM CST – 8PM EST – 5PM PST Seating is limited for this exciting Webinar– RSVP ASAP! “Watch live as our CEO showcase 6 random business owners to demonstrate the power of MyCEO” Learn How [...]

Can you believe that buying a home is a big financial decision?  Can you guess why?  Did you know that the purchase of a home can affect your federal income taxes?  How you ask?  Let’s examine. In recent years, many mortgage brokers have convinced buyers to commit to large loans with large interest rates.  The [...]

The land contract is intended to be a short term seller financing agreement between the seller and the buyer.  The buyer agrees to purchase the property for a pre-determine amount, and the seller allows the buyer to pay in installments over a specific period of time.  As a result of the seller providing the finance the seller [...]

Indiana is finally taking steps to help homeowners that are dealing with foreclosures. What prompt the state to consider legislature for homeowners facing foreclosure is the alarming increase in foreclosure in Marion County.   The foreclosure rate in Marion County increase by 13 percent to a record high of 10,116 properties.  Consequently,  this is only one [...]

$28,500 or best offer.  Priced to sell bring any reasonable offer.    Great investment for any portofolio.

Real estate has had several changes in the last couple of years.  Are those changes for the better or worse? In most cases, those changes have been for the better.  Despite the tighten of mortgage qualification for getting a loan, a homeowner can rest assure that they can afford the home that they have chosen.   [...]

Recently, I did several post on appealing your property taxes assessment.  Well, today I found an informative podcast at http://www.pepperpodcasts.com/pepper_podcasts/2008/11/pursuing-realestate-tax-assessment-appeals-in-a-down-economy.html that recommend pursuing property tax re-assessment for businesses in this market.  This is along the lines of what I was recommending for your residential properties.  However, I did not mention business properties and the advantages to pursuing a [...]

There is a Formula to Whether Your Short Sale will be Approved I have fifteen short sales that I am working on of those fifteen all of the lenders are stating that they need to net a certain amount.  I was beginning to think this was an isolated case until I came across the article [...]

Paying Taxes Does Good For Us Typically, when most of us think of the IRS, we get an unpleasant taste in our mouth or a pain in our stomach, but we do not think about what paying taxes provide for us.  The Gov Gab  blog did a great article http://blog.usa.gov/roller/govgab/entry/thanks_to_the_folks_at about all of the departments that [...]

$59,900 Your search is over this 5 bedroom 2.5 bathroom home can be yours at this affordable price.  Call for your appointment today.  This one will not last.  Call Serena at  219 803 4489 or 219 314 3958.

Thinking of becoming a real estate investor? The first thing that will make this endeavor achievable is that the investor must understand his or her market. There are two different types of markets. One type of market is a seller’s market, and the other type of market is the buyer’s market.   The Buyer’s Market [...]

I created this blog to answer your questions about <a href=”www.taylorbrownrealestatetalks.com”> real estate</a>, <a href=”www.taylorbrownrealestatetalks.com”>mortgage</a>, and <a href=”www.taylorbrownrealestatetalks.com”>insurance</a>. So, I need to hear from you.  What topics are you concerned about?  Is it short sales, foreclosure, how to prevent foreclosure, selling, buying, etc.    Click on the title and put your question in the comment sections to see [...]

The crisis that this country is enduring has created many scars.  Many that can be patched by offering a solution to the financial burden that is burning a hole in the average American’s dream of homeownership.  There are many offering there verison of solution.  Well, I too, feel that it is my turn to offer my solution. [...]

The recent action or inaction of Lake County’s officials caused the Governor to take controversial stand against Lake County that may cause the tax payers of Lake County to pay higher property taxes.  Governor Mitch Daniels is quoted as saying, “the government reforms will move forward, even if it means leaving Lake County behind to [...]

Good News in This Economy According to CNNMoney.com’s article http://moneyfeatures.blogs.money.cnn.com/2009/02/13/how-to-score-a-low-rate-loan/ it is a great time to refinance.  With the falling interest rate, you can save thousands on your mortgage.  Caution on Your Refinance The article goes on to caution the consumer that because everyone is trying to refinance at the lower rate it may take a [...]

Today’s special is 16 short sale properties all under $15K each with 13 that are occupied with paying tenants.  There is a 17th property, but it is for $25K.  It, too, is occupied with a tentant paying 858 a month.   Email Serena at snorbrown@yahoo.com for more details or call 219 803 4489.

Atomic Blogging opened my eyes to the realization that my blog can grow and promote my business at the same time.   I learned how to increase traffic to my site through utilizing article directories and social networking.  Not only did the book explain what article directories and social networking can do for my businesss, but [...]

According to statistical data, it is believed that the greed of mortgage brokers created the foreclosure crisis.  The reason mortgage brokers are being blamed for the mortgage crisis stems from the incentives offered to them to be advocates for “toxic loans and yield spread premium.”  In other words, greed is the callous for the epidemic that is plaguing [...]

Credit is important to your ability to purchase your dream home, so Taylor-Brown Real Estate thought this was important press release. THE CREDIT ALTERNATIVE GROUP TO OFFER A FREE ONE HOUR TELE-SEMINAR ON MANAGING CREDIT AND DEBT THROUGH FINANCIAL CRISIS Company Co-Founders Will Present in an Easy to Follow Format the Options You Have During [...]

As a real estate investor, it is recommended that you keep abreast of market trends, latest news, and economical insight.  Therefore, I recommend learn those trends by following this blog and following National Real Estate Investor.  At the  National Real Estate Investor’s site you can get a subscription and/or get several free newsletter.  Some of [...]

Determine If Being a Landlord Is Right For You Once you determine that being a landlord is right for you by understanding the market, learning the climate of the rental community, learning the neighborhood or neighborhoods that the potential income property is in, and understanding your finances to include vacancy rate.  Then, the investor is ready to find an [...]

Real estate is in the media a lot lately.  It has been in the media as a negative item for much too long.  The reason is that unlike stock or bonds real estate will never go to zero.  Yet, it will appreciate and depreciate, but most importantly it will always have value.  Even though in [...]

Is your NIPSCO bill and the potential rate increase getting you down? Is the property tax increase making you want to move to another state? “Revolt at the State House” There is something you can do.  For the NIPSCO bill, you could voice your opinion to the regulatory commission.  For property taxes, you can join [...]

Get my new ebook, “Should I Short Sale My Home” for $5.00 that right get my ebook for half it list price by click the link below. How am I am able to do this I am giving you a $5.00 rebate for pick up my book today.

Be part of Taylor-Brown Real Estate and Serena N. Brown going international in Serena’s second television debut.  Visit http://www.mogulus.com/sussexvideosandtelevision to be part of history.   SVTV is excited and proud to announce we will be having our First International Business Forum this Sat March 28th, 2009 at 2:00 to 3:00 pm Chicago time featuring our [...]

Be part of Taylor-Brown Real Estate and Serena N. Brown going international in Serena’s second television debut.  Visit http://www.mogulus.com/sussexvideosandtelevision to be part of history.  Mark your calender for today’s broadcast and tune in live.    SVTV is excited and proud to announce we will be having our First International Business Forum this Sat March 28th, [...]

We are only half through this crisis according to Scott Pelley’s report. Option arm and interest only loans have not hit the market yet. Interestingly enough, the second mortgage crisis would not have existed without these so called “ninja loans”, the option arm and the interest loan. Watch CBS Videos Online It is time to [...]

On March 28, 2009, Taylor-Brown Real Estate’s broker/owner, Serena Brown was a guest on SVTV on www.mogulus.com/sussexvideosandtelevision.    The interview did not go without some technical difficulties, but find out how Serena handled those difficulties. Check out the interview below. <script src=”http://static.mogulus.com/scripts/playerv2.js?channel=sussexvideosandtelevision&layout=playerEmbedDefault&backgroundColor=0xffffff&backgroundAlpha=1&backgroundGradientStrength=0&chromeColor=0×000000&headerBarGlossEnabled=true&controlBarGlossEnabled=true&chatInputGlossEnabled=false&uiWhite=true&uiAlpha=0.5&uiSelectedAlpha=1&dropShadowEnabled=true&dropShadowHorizontalDistance=10&dropShadowVerticalDistance=10&paddingLeft=10&paddingRight=10&paddingTop=10&paddingBottom=10&cornerRadius=3&backToDirectoryURL=null&bannerURL=null&bannerText=null&bannerWidth=320&bannerHeight=50&showViewers=true&embedEnabled=true&chatEnabled=true&onDemandEnabled=true&programGuideEnabled=false&fullScreenEnabled=true&reportAbuseEnabled=false&gridEnabled=false&initialIsOn=true&initialIsMute=false&initialVolume=10&contentId=null&initThumbUrl=null&playeraspectwidth=4&playeraspectheight=3&mogulusLogoEnabled=true&width=400&height=400&wmode=window” type=”text/javascript”></script>

Are you interested in a real estate forum?  In a forum you will be able to get your questions answered directly by a professional real estate broker without obligations.  Please click title of this blog and leave comments.  The forum is to be launched in the next couple of weeks based on response.

If your limited liability corporation is owned by just you, then you may want to ensure that you filed it appropriately.     The limited liability corporation that you formed is still a good options, but as a single owner the way it was filed may cause a challenge if it was not designated at the time you [...]

A debate worth having. With the increase in foreclosures, job losses, taxes, etc., the question becomes is the US broke?   There is a lot of money going out to bail out the car industry, the banking industry, and the insurance industry.    How will this money be paid back?  There is no new industry in the US [...]

Happy Easter, everyone.

Originally posted 2008-12-03 21:37:02. Republished by Blog Post Promoter In order to protect your real estate investment, you must understand the tax tribulations that can be encountered.  You must first decide on the type of entity that you would like to form. Forming one or more of these entities listed below will protect your individual personal assets, so review this [...]

You can now search for homes here at Taylor-Brown Real Estate Talks. Just click the link above “Search for Properties“. Good luck searching for your dream.

Tax season is over.   However, the IRS is warning consumers about tax scams that could cost them money well into the 2009 tax year.  Those tax scams are: phishing hiding income offshore filing false or misleading forms abuse of charitable organizations and deductions return preparer fraud frivolous arguments false claims for refunds and requests for [...]

There will be three foreclosure prevention workshops held in three different location throughout Northwest Indiana.  The workshops are FREE.  The workshops will be conducted by The Consumer Credit Counseling Service of Northwest Indiana.  The schedule is as follows: Monday, May 28, 2009  6:30 TO 8:30 PM Lake County Public Library 1919 West 81st Avenue Merrillville, [...]

Beautiful beaches, sand, wind blowing through your hair is what you may think of when someone mentions Costa Rica.  If only you could imagine living there. Do not imagine any more, just do it.   Costa Rica Real Estate consists of homes, condos, townhomes, villas etc.  any one of these beautiful properties would allow you to forget about the hustle and bustle [...]

Originally posted 2008-12-26 18:19:55. Republished by Blog Post Promoter $25.00 off Basic Home Inspection Call 317-605-3432 and mention this coupon when scheduling to receive discount. Visit us online at www.mc2inspections.com Expiration: 02-28-2009 MC2 Home Inspections 8435 Catchfly Dr. Plainfield IN 46168

The Facts About a Reverse Mortgage 1. What is a reverse mortgage? A reverse mortgage allows homeowners who are 62 years of age and older to utilize their equity as income.  By the way, equity is the difference between how much you owe on your home and the appraised value of the home.  For instance, [...]

Originally posted 2009-03-10 08:36:33. Republished by Blog Post PromoterPriced to sell.  Add this lovely home to your investor portofolio for as little as $54.52 a day.  Make your appointment today by calling Serena at  219 803 4489.  

You could save a life. STROKE: Remember The 1st Three Letters… S.T.R . My friend sent this to me and encouraged me to post it and spread the word. I agree. If everyone can remember something this simple, we could save some folks. STROKE IDENTIFICATION: During a party, a friend stumbled and took a little [...]

The five costly mistakes that a real estate investor can make is not: protecting the assets in his or her portofolio researching the town or community the investor is buying in knowing the fair market rents knowing what type of property is most profitable for the investor knowing the cost of rehabing and maintaining a [...]

The way that an individual makes money is by keeping expenses low and income high.  The latter is true for any business venture; however, you may be wondering how do you accomplish that in real estate?    To keep expenses low you must be aware of your expenses.  Your expenses may be: Property taxes Insurance [...]

The Dream Act will make it possible for several immigrants to become citizens of the United States. The Dream Act is geared towards minors who entered the United States when they were under the age of 16.   The minors will have to have been living in the United States for at least five years.  It also [...]

Has it flooded enough in your backyard, basement, etc., Northwest Indiana?  According to a FEMA study, the flooding will not be stopping no time soon due to poor planning.  Munster will be negatively  affected the most by the flooding dilemma because it lies on the Calumet River.  The problem is not, however, its location on [...]

Originally posted 2008-12-16 10:07:18. Republished by Blog Post Promoter           The same holds true for an investor as for a first time home buyer to be successful in homeownership, the investor is to understand the market he or she is buying in, understanding his or her mortgage, and knowing what he or she can and cannot [...]

This post is written by Steven Parker.  Steven Parker is a Financial writer and contributor since five years.  He specializes in mortgage and real estate industry written many articles on Mortgage, Reverse mortgage, Loan modification, Foreclosure and many more. Contact :stevenparker09@gmail.com For the purpose of preventing a foreclosure, loan modification is one of the most [...]

Have you ridden the South Shore Line lately?  If you have did you know that the South Shore Line is 101 years old? The train service started in 1908.  It like most businessess had a bumpy ride down through the years; however, it managed to hold on and continue to increase in popularity for both [...]

Did you know that Indiana ranked 49th out of 50 in a recent evaluation of the state’s budgeting process?  The main reason the state scored so low was due to not having line item veto and not having a requirement to balance the budget.  With the country’s economical vitality hanging in the balance, Indiana has once [...]

With work zone death increasing, Illinois is leading the states in incorporating the toughes fine structure for offenders of posted speed in the country.  The state of Illinois will using photo radar in freeway work zones start in July.  Even one mile per hour over the posted speed limit will get you a $375.00 ticket [...]

Originally posted 2009-01-03 12:24:29. Republished by Blog Post PromoterWhen choosing a mortgage company look at the fees you are being charged because that may affect your affordability of the loan at the beginning of the process.   Notice that the fees are different if you live in certain cities.   Below is the fee structure for Fifth Third Bank [...]

Wow, we are on the edge of another technology upgrade.  One may be wondering if it is necessary to convert alll television viewing from analog to digital?  I am not sure we have a choose in the matter.  A of June 2009, all television stations will stop transmitting analog signals.  The stations have spend millions [...]

Originally posted 2008-11-29 11:04:02. Republished by Blog Post PromoterAs a buyer, you are excited because you have a pre-approval letter, but what does the letter mean?  The pre-approval letter is determined by looking at your income to debt ratio true enough; however, are you aware that all your debt is not concerned.  What debt you ask?  The light bill, [...]

This diamond in the rough is what you have been looking for to add to your real estate portfolio.  It does need a little tender loving care, but you will be happy with the results.  Make your appointment today.  The property is located at 3695 Connecticut Gary, IN 46409. Motivated Seller Make any reasonable offer [...]

Originally posted 2008-12-28 16:10:20. Republished by Blog Post PromoterTo get the forms needed for filing your property tax appeal visit for Form 130 also called Form 11 CI www.in.gov/icpr/webfile/formsdiv/21513.pdf For Form 11 RA visit http://www.in.gov/ibtr/files/DavidandPatriciaSullivan.pdf For Form 113 visit http://www.in.gov/icpr/webfile/formsdiv/46725.pdf Below is a video for filling out the form if your property is located in [...]

Originally posted 2008-11-29 14:02:54. Republished by Blog Post Promoter As a first time home buyer, there are things that are important to your successful ownership of your first home. The most important things that will make you successful in home ownership understand your market, understanding your mortgage, and knowing what you can and cannot handle. [...]

Originally posted 2008-12-23 15:35:34. Republished by Blog Post Promoter Image by Getty Images via Daylife In Indiana, the property tax that is paid on a home, land, building, business machine, or product for sale is determined by the assessed value that the assessor assigns to the asset.  Once the assessed value is determined the amount of [...]

Originally posted 2009-05-04 05:10:37. Republished by Blog Post PromoterAre you in the market for a home, but are unsure if now is the right time to purchase a home?  Well, you are in luck.  According to an article in the Chicago Tribune, properties are at its lowest prices along with the market having the lowest [...]

What’s Your Best Chance To Sell Your Home in Today’s Market?  The Answer Below May Surprise You. A short sale can be difficult if you go it alone.  Learning an effective and efficient way to accomplish that goal of short selling your home is a much needed skill, wouldn’t you agree?   The single biggest complaint homeowner [...]

Originally posted 2008-12-19 09:27:42. Republished by Blog Post Promoter                  Tax exemptions are important.  However, as an investor the investor is not eligible for tax exemptions on his or her investment properties.  There may be exemptions already on the property hence the reason this is mention.  Every state has homestead exemption.  Homestead exemption is for every [...]

Originally posted 2009-05-15 13:55:31. Republished by Blog Post PromoterHave you imagine unlocking the door to your new home, but are afraid to try for that home due to bad credit? Stop imagine, and give your credit and you a chance.   Advantage Mortgage offers the loan that will meet your needs even with bad credit.  The company [...]

Originally posted 2008-12-18 02:22:43. Republished by Blog Post PromoterAn investor needs accurate records of his or her rental income and expenses to prepare the investor’s income tax return.                 The following items should be recorded to collect required income tax information for each individual property: ·         Rental Income/Capital Expenditures ·         Rental ·         Expense ·         Additional Information ·         [...]

Originally posted 2009-05-01 15:10:36. Republished by Blog Post PromoterHave you ever worried what is included in closing cost?  Closing cost only accrues when a seller conveys title of a property through a real estate contract.  When the contract is executed through changing of deed of ownership, transfer of funds, and signatures of all parties, there [...]

Countrywide has a VIP program. The debunked, Countrywide, who has since been purchased by Bank of America makes available to certain individuals a reduced interest rate. The individual must be a congressman, and was known inside Countrywide as the “Friends of Angelo”. The program was named this due to Chief Executive Angelo Mozilo alleged involved [...]

Did you know that you can qualify for a loan modification if you have any of the below hardships: • Divorce • Death of spouse • Behind on mortgage payment • Adjustable rate mortgage • Interest rate above 7% • Imprisonment • Loss of wages • Medical condition • Balloon mortgage payment Under the loan [...]

Originally posted 2008-12-18 05:23:02. Republished by Blog Post Promoter     With the recent Federal rate cut, I am left wondering if this rate cut will be enough to jump start the economy or give the consumer confidence to buy a home or let alone a car.  The reason this question should be at the forefront of [...]

Originally posted 2008-12-08 03:18:50. Republished by Blog Post PromoterIn today’s market most of the buyers are having a hard time getting financed.  True, some of the buyers may not have the credit score, income, or other required qualification needed to purchase a home through conventional meets, but with the owner financing program you will be [...]

Originally posted 2009-05-18 10:09:37. Republished by Blog Post PromoterWith any investment that you make your goal is to make money.  In today’s market, you can make money by offering rent to own. With rent to own, you are still the owner of the home, but the occupants have equitable interest in the home just as [...]

Originally posted 2008-12-26 12:45:44. Republished by Blog Post Promoter The variable interest rate is adjustable.  It allows the consumer to take advantage of the current economic conditions and pay a lower rate of interest on the loan; however if the economic conditions change the rate may interest.  The interest rate for a variable interest loan can [...]

Originally posted 2008-12-24 06:41:44. Republished by Blog Post Promoter Image by stargazer95050 via Flickr If you are considering buying a home, check your credit first.  Most credit reports have incorrect information.  According to the US Public Interest Research Group as many as 79 percent of consumers have mistake on their credit report. First step, I [...]

Originally posted 2008-12-28 04:11:27. Republished by Blog Post PromoterOn or before May 10 of the year that you feel that you received an unfair tax assessment, you will need to file a written appeal.  Once the assessor gets notice that a property owner would like to have their property tax re-assessment, the assessor must forward [...]

On its 100th anniversary, LaPorte Historical Society Museum celebrated by moving into a newly renovated 40,000 square foot facility.  The building was sold to the society by Dr. Peter Kesling for only 1.3 million dollars. Not only did Dr. Kesling sell the building, but he has added to the museum’s over 80,000 artifacts some of [...]

Originally posted 2009-04-06 05:00:26. Republished by Blog Post PromoterIs rebuilding your credit after a tragedy like foreclosure over?   According to an article by an attorney that I found, it may as well be.   He states that due to the removal of sub prime lending a person that had the unfortune of being foreclosed on may [...]

Originally posted 2009-05-07 05:00:49. Republished by Blog Post PromoterHave you seen in the not so recent past headlines like “Will real estate survive, market at its lowest decades,” or “Real Estate bubble burst”? Those headlines send chills down both buyers and sellers spines.  Buyers just did not buy and sellers did not sell.  Sellers did [...]

Winter is here to avoid “sticker shocker” when your home energy bill arrive do these money saving tips. Check insulation in your attic basement walls, ceiling, floors, and crawl space.  Add it if it is not there it can save up to 30 percent  on home’s heating bill. Replace incandescent bulbs with compact fluorscent bulbs.  [...]

Originally posted 2009-05-13 05:17:00. Republished by Blog Post PromoterMore often than not, an individual experiences an invasion to something that we all hold dear, our identity.  An alerting statistic in 2008 stated that identity theft cases have increased by 22 percent.  That fact does not disprove the theory or common knowledge that identity theft will [...]

Adding value to your home is important in this tough real estate market. Consider updating your kitchen flooring, appliances, and/or cabinets. If you can afford all of these upgrades at once that is okay.  Let’s consider updating the flooring.  There are several options for updating the flooring that is $1,000 or less. If you can [...]

Originally posted 2008-11-30 08:01:08. Republished by Blog Post PromoterIt is very important to know if a short sale is the best answer for your situation.  A short sale becomes a viable option when you cannot get what you are owed on the property because of changes in the market.  You may be thinking why would [...]

With Enron, Tyco, and other companies involved in varies accounting scandals, you would think there would have been provisions in the law to prevent the same catastrophe from happening to other industries, like real estate and insurance. In real estate, the accounting scandals were created by providing easy credit in an inflated stock and real estate [...]

Are you trying to sell your home, but it is vacant?  Did you know that you can get a set photos from a virtual stagers for your next virtual tour of the home? The company that offers this phenomenal  tool is called Virtually Staging Properties in Atlanta, GA.  The company charges $225 for three virtually [...]

If you loved “Cash for Clunkers” then you will love “Cash for Clunkers 2″.  “Cash for Clunkers 2 is for your old appliances. The program starts November 30, 2009.  Each state; however, decides which appliances are eligible and the amount received when trading for an energy efficient appliance.  The amounts available when trading start at [...]

Originally posted 2009-02-19 08:00:13. Republished by Blog Post PromoterTax time is almost here, and I thought some helpful information was needed to help with tax preparation.  Recently, I found an article on The 11 Most Overlooked Tax Deductions. In these trying times, I do not think any of us want to overlook anything dealing with money so enjoy [...]

Another useful professional is a Realtor on your quest to appeal the property taxes.  The Realtor can give you more useful information on the recent changes in the neighborhood, market trends, market value, etc. Still yet another useful piece of information is newspaper articles, magazine articles, and news reports of information pertaining to the impact [...]

Originally posted 2009-07-22 15:37:01. Republished by Blog Post PromoterDid you know that the $8000 tax credit expires 11/30/2009?  That means there are only 131 shopping days remaining.  The reason the number of days is significant is that the buyer do not have to pay the $8000 tax credit back to the government as long as the [...]

The premium for home owner’s insurance is influenced by your credit and the replacement cost for the home.  Since your home owner’s insurance can be part of your mortgage payment it is important to know ways to decrease the premium to lower your  mortgage payment.   There are three ways to decrease you home owner’s insurance: [...]

Accounting is another expense that you can evaluate to reduce cost.  You may be able to reduce cost by meeting with your accountant on a quarterly basis and  if you do some of the bookkeeping yourself.   Below is forms that can help you do some of your bookkeeping and reduction in cost. accounting-documents Next, copy [...]

Reducing cost on maintenance is accomplish by planning major repairs.  If the property needs a roof, plan and budget for that repair. Each month that you receive the rental payment the money should be divided by expense then the remaining would be considered profit.  For example, if the annual property taxes are $1200 then the [...]

Today, is the last day of the series of tips on “Surviving a Recession in Real Estate”. The cost saving tip for today is considering Pre-paid legal.   Pre-paid legal is a monthly fixed amount that you pay.  The monthly amount varies based on the amount of legal service you think you may require; however, the [...]

Recently, I had a reader contact me asking questions pertaining to filing a property tax appeal. I began to think that the question he asked may be question that other readers may have, but were afraid to ask. His question was pertaining to how to obtain the parcel or key number if you live in [...]

Originally posted 2009-09-01 14:06:59. Republished by Blog Post PromoterIt remains to be seen if a trip planned by 52 Indiana business and community leaders will bring jobs to Indiana. The governor believes that this trip is important to “gain ground on other states that are raising taxes and making themselves less attractive to business.” Presently, [...]

Originally posted 2009-06-09 15:22:35. Republished by Blog Post PromoterThere is renewed hope for homeowners in default on their mortgage.  The program started October 1, 2008 and will end September 30, 2011.  The program is called Hope for Homeowners Program. The homeowner can get a 30 year fixed rate mortgage from the Federal Housing Administration (FHA).  [...]

Originally posted 2009-06-29 05:13:36. Republished by Blog Post PromoterGreen or environmentally is no longer a fad it is a reality.  We are slowly approaching our very own “George Jetson” era.  In order to save money on your utilities an maybe your health care insurance, it maybe worthwhile to consider going “green” New York City has [...]

Originally posted 2009-03-21 05:48:30. Republished by Blog Post PromoterIf you are counting on the amnesty bill from the state of Indiana to give you more time to pay your property tax you may be out of luck.  The bill that was developed to help homeowners is stalled in the state General Assembly.    As a result [...]

Originally posted 2008-12-05 07:59:21. Republished by Blog Post Promoter     Before we discuss how we will accomplish the cancellation of interest, we must discuss a key component in accomplishing our goal of interest cancellation.      This component is the advanced line of credit or home equity line of credit.  Why an advanced line of credit, you [...]

Ever now and then, I find it fascinating to review what are the buying trends of the wealthy.  I discovered that the wealthy are not shying away from real estate, but they are re-focusing their wealth from one commodity to another.    The wealthy are buying land.  Yes, that right land and acres of it. Ted [...]

Originally posted 2009-01-01 22:53:35. Republished by Blog Post Promoter The IRS made changes to the tax that will affect 2007 tax returns if the investor claims a loss. In addition, just reporting a loss may cause your taxes to be audited. The new law has to do with the real estate investor classification. The investor [...]

When I first start working with a potential buyer, the buyer may feel anxious, nervous, and even confused about what is involved in purchasing a home.  To remove the anxiety, nervousness, and confusion, I first seat down with the potential buyer and explain the buying process from beginning to end.  It takes about an hour [...]

Insurance companies are shifting the financial burden of protecting a home to the homeowner. How?  The insurers like Allstate and State Farm are now requiring homeowners that live in states that are prone to hurricanes and wildfires to protect their homes by purchasing permanent storm shutters and/or installing fire retardant roofs. Your question maybe is [...]

If you want to be a powerhouse in the world of mortgages then you would ask yourself a question like, “What mortgage products are my clients and potential clients looking for?”  Advantage Mortgage answered that question by providing products that meet and exceed the needs of clients or potential clients that have less than perfect [...]

Whether you are relocating for a new job, moving across the street, moving your office from your home to a commercial building, The House Removals Company wants to “connect you with removal companies” at an economical price. The House Removals Company promises to give you up to six quotes to meet and exceed your moving [...]

Originally posted 2009-08-23 05:00:19. Republished by Blog Post PromoterIt is time like never to before to consider and evaluate how you are spending and saving money. With the economy on a slow rebound, it is important that you consider these tips on reducing expenses: • Track your spending in a notebook. If you discover that [...]

Real estate news from around the blogosphere: These homes are about to be foreclosed – Mortgage Insider : The … By Marilyn Kalfus, real estate reporter November 30th, 2009, 12:00 pm · Post a Comment · posted by Marilyn Kalfus, real estate reporter. First, in recent foreclosure news: Housing threat looms in South County · [...]

I was honored recently with reviewing the book, The News Rules for Mortgages.   This book was written by Dale Robyn Siegel.  Dale Siegel is a renowned attorney and current president of Circle Mortgage Group in White Plains, NY. Her new book is unprecedented and I felt it would be beneficial to the readers to reveal [...]

The Indiana Housing and Community Development Authority announced that block grants are now available for minor home repairs in the following towns and counties: Austin Ligonier Shirley Linton Spencer Odon Cambridge CIty Washington County Lawrence County Paoli Mitchell Orange County The grants are for low to moderate income households visit the city hall in the [...]

The latest news in mortgages from around the blogsphere: Mortgage Rate At 38-Year Low Wall Street Journal By JOAN E. SOLSMAN Mortgage rates generally fell again this week, with the average rate on 30-year fixed-rate mortgages reaching the lowest level in at … Weekly Mortgage Rates Reach Record Lows: Freddie : HousingWire … By AUSTIN [...]

If you purchased your home using a HUD/FHA insured mortgage, you may be able to get a refund on part of the insurance premium. To qualify for the refund, you must have purchased your home after September 1, 1983.  You can not be in default on your mortgage.  You also must have paid on that [...]

The first step in giving  Indiana citizens the right to determine how much property taxes will be paid in the state begins on Tuesday.    The Indiana House of Representative is voting on a cap of one percent of the assessed value for homeowners, two percent of the assessed value for investors, and three percent of [...]

The winter season has just began, but the winter natural gas rates and its increases are not far behind, so instead of allow those bills to drive you out of house and home contact the agencies below to find out if you qualify for weatherization of your home. Both homeowners and renters are eligible for [...]

There are mixed views of the results of whether the loan modification measure is working.   Therefore, here is the latest news in loan modification from around the blogosphere: http://best-bankruptcy-lawyer.info/1038/loan-modification-the-solution-to-avoid-foreclosure-and-crisis/ Loan Modification -The Solution To Avoid Foreclosure and Crisis …</a><p>If you would like to get loan modification you should be in a difficult financial situation. It [...]

Originally posted 2009-01-20 19:11:27. Republished by Blog Post PromoterLearn about the buying process through the purchase agrement. If you are looking to purchase a home, email snorbrown@yahoo.com to get your free list of home for sale in Northwest Indiana and Chicagoland.

Originally posted 2009-08-26 05:00:24. Republished by Blog Post PromoterThe news has come down from Indianapolis that there will be no adjustments to the assessed value due to trending. Trending is utilized by some states to account for property value increase or decrease. It is unrealistic to think that a state that just converted to a [...]

Image by Getty Images via Daylife Latest news about short sales from around the blogosphere: Real Hope for Short Sales or Just More Bank Spin? The evidence seems to be a tripling of the number of short sales over the course of 2009, though, at 40000 transactions, it is still a pretty small number. … [...]

Originally posted 2009-09-21 17:22:29. Republished by Blog Post Promoter$6900 Buys you a 2 bedroom 1 bathroom home that just need a little TLC.  It features a full basement and garage make your appointment today.

A bankruptcy does not have to end your credit life.  Did you know that you can apply for a mortgage after only four years if you file a Chapter 7, 11, or 12 bankruptcy and two years after a Chapter 13 bankruptcy?  However, to be eligible you must do certain very simple but important things. [...]

Originally posted 2009-06-30 05:00:25. Republished by Blog Post PromoterHave you dreamed of living near the beach all year?  Imagine owing a five bedroom and 2.5 bathroom home that your family can use as its permanent vacation home.  Just $45,000 gets you that dream and much more.   The address of this much see gem is 518 [...]

Image via Wikipedia Latest news about credit from around the blogosphere: The Credit Crisis is Not Over :: The Market Oracle :: Financial … The Credit Crisis is Not Over :: The Market Oracle :: Financial Markets Analysis & Forecasting Free Website. CreditBloggers: Possible Cause of Credit Limit Reductions or … Why did the credit [...]

Originally posted 2009-07-23 16:00:53. Republished by Blog Post Promoter Image via Wikipedia In the third quarter of 2008, Chicago has 9,806 newly constructed homes for sale. In 2009, there are only 7,206 new construction homes for sale. The average sale price of homes in Chicago is down from $328,000 to $324,000. There are over 3000 [...]

Image via Wikipedia When you are moving the last thing you need to worry about is whether or not the vase that Aunt Maggie gave you will be broken by the movers.  Melrose Moving, Los Angeles Moving Company, has many clients that can attest for the expertise of the company and its attention to detail. [...]

Credit has become a noose to many first time home buyer.  There are ways to loosen that noose. One way is to ga copy of your credit report from all three credit bureaus.  The credit bureaus are required to furnish a free copy of your credit report once a year and to provide a copy [...]

Today’s latest news will give you valuable information on what happens after a foreclosure when you want to rent, and other up to the minute news from around the blogosphere: Extreme Makeover Home Edition Foreclosure? How Do You Write a … Extreme Makeover Home Edition is an ABC’s ratings juggernaut. Each week, the show takes [...]

Did you know that the recently approved of the  American Reinvestment and Recovery Act included billion of dollars for education and job training?  In addition, over a third of the jobs available require more than a high school diploma, but only a half of Americans have the required education. Online Colleges unique portfolio of colleges [...]

Real Estate News from around the blogosphere: Las Vegas Real Estate: Home Selling Tips For a Faster Sale | Real … Some home sellers wait for months for a buyer. While others have one in days. Why is that? Ten Reasons to buy Mexico Real Estate in Year 2010 | Information … Missed the Mexico [...]

Originally posted 2008-12-13 09:48:31. Republished by Blog Post Promoter      

Latest News in the mortgage industry from around the blogosphere: <a href=”http://www.pdxpole.com/choosing-the-right-mortgage-basic-mortgage-terms-and-features/”>Choosing the Right Mortgage – Basic Mortgage Terms and Features …</a><p>Choosing the Right Mortgage – Mortgage Basics There is an astounding range of commercially.</p> <a href=”http://www.usmortgagerates.com/how-do-i-compare-mortgage-rates-184/”>How Do I Compare Mortgage Rates</a><p>These must see steps will guarantee that you get the lowest possible mortgage rate [...]

Have a bless, safe and prosper New Year from the team of Taylor-Brown Real Estate.

Originally posted 2008-12-15 05:07:16. Republished by Blog Post PromoterDecember 31 is the deadline for qualified senior to file for two percent cap on his or her property taxes.   This credit is for seniors in Lake and Porter Counties in Indiana; however, the auditor’s offices in both counties are reporting low or limited interest by seniors.  [...]

The latest news in commercial real estate from around the blogosphere is about the early signs of what I blog about a couple of months ago, the second wave of foreclosure are coming in commercial real estate.  Check it out for yourself: <a href=”http://housingdoom.com/2010/01/02/commercial-real-estate-a-darwinian-herd-thinning-event/”>Commercial Real Estate: “A Darwinian Herd-Thinning Event …</a><p>Zisler: I think what we [...]

Originally posted 2009-07-14 05:00:00. Republished by Blog Post Promoter$6000   2461 Maryland Gary, IN  3 bedroom 1 bathroom with basement need TLC $8000    1640 Carolina  Gary, IN  2 unit building needs TLC $6000    2157 Kentucky  Gary, IN  need TLC 2 bedroom 1 bathroom with basement $2000    2324 Kentucky Gary, IN (vacant land) $6000    1730 Maryland  Gary, [...]

<a href=”http://247wallst.com/2010/01/07/commercial-real-estate-begins-to-mirror-residential-market/”>Commercial Real Estate Begins To Mirror Residential Market – 24/7 …</a><p>The residential real estate crisis is over. Home prices are stable. The number of people who are in the market for a home is up. Tax credits and home prices, which are still historically low, are the cause for a rise in home shopping [...]

Despite the fact that banking fees are not part of your credit, those fees do affect your credit. How? Those unexpected fees that happen as a results of: A bounce check Using a “foreign” ATM (not the ATM for your bank) Can cause you not be able to pay your other financial obligations. After all, [...]

If you are like most homeowners you have considered using a home equity line of credit to get out of debt with high interest rate credit cards. There are at rate credit cards. There are at least two schools of thought to consider if you want to get a home equity loan for such a [...]

Originally posted 2009-01-03 14:21:47. Republished by Blog Post Promoter30 Year Fixed: 5.19% 15 Year Fixed: 4.92% 1 Year Adj: 4.94% (U.S. Weekly Averages)

Have you set back and determine what having money means or are you always determining what having little money means?Your view or determination may be the difference between living and dying in poverty and living and dying in wealth. Let’s examine. An editor of a well known magazine did this analysis of her life in [...]

The latest news in mortgage interest rates is revealing suprising results: The Financial Blogger » Blog Archive » What Will Happen With … Since the beginning of 2008, Canadian home owners have been fortunate to benefit as the Bank of Canada dropped its interest rates lower and lower until its hovers near the floor with [...]

The last time you were thinking of expanding your living space were you looking at a tree.Well, you probably were not; however, you may want to consider it. There are no limits to the complexity of a tree house.A tree house can have all the amenities of a home on a foundation.It would just be [...]

Signs Of Good Mortgage Brokers A good mortgage broker is someone every potential homeowner or real estate investor needs to have on their side. There is no shortage of good brokers  out there. What is important is to have a very helpful, friendly, and knowledgable  broker having that can make a difference in your entire [...]

Originally posted 2008-12-02 08:03:42. Republished by Blog Post PromoterBefore we discover why the home equity loan must be an adjusted rate loan and discover more about how the money merge account can make us financial free. I felt it was necessary to address several responses and comments about the money merge account. There has been [...]

Originally posted 2009-05-24 05:01:15. Republished by Blog Post PromoterOften times, the buyer’s excitement about being told that he or she has been approved for a mortgage that often stops him or her from asking the right questions when applying for a mortgage.  When shopping for mortgages make sure you asking the following questions: What is [...]

Originally posted 2009-10-16 16:27:49. Republished by Blog Post PromoterWith credit being more important than ever, how would you feel if the cash that you work so hard for is in danger, too?  How?  When you use your debit card, you are using cash from your bank account.  If that account number is stolen you do [...]

Originally posted 2009-05-15 05:00:23. Republished by Blog Post PromoterDid you know radon can enter your home through water?  What water?  Ground water and well water are the water sources that can cause radon to enter your home.   In other words, radon can enter your home from the ground.  Why should you be concern?  Well, if you have a [...]

Originally posted 2009-02-02 16:46:10. Republished by Blog Post Promoter Subject: Doors are closing (open ASAP!) I know you’re busy, so I’ll let you in on what’s happening… I just heard from Gideon Shalwick and Yaro Starak that they are closing their doors to their popular Become A Blogger Premium course. See here for more details: [...]

Originally posted 2009-02-03 08:47:05. Republished by Blog Post PromoterCitigroup once again is leading the mortgage industry in a revolutionary way by increasing its lending by 36.5 million.  This boost or increase in lending was prompted by taxpayers, though.  Taypayers wanted to know what has Citigroup done with the 45 million it received from the federal [...]

Originally posted 2009-02-13 06:00:19. Republished by Blog Post PromoterJust Reduced to 24,900.  Motivated seller.   Priced to sell bring any reasonable offer.    Great investment for any portofolio.

Originally posted 2009-12-09 05:00:24. Republished by Blog Post Promoter Real estate around the world news: <a href=”http://www.chairmanking.com/video-real-estate-market-kenya-20091206/”>VIDEO: Real Estate Market in Kenya « African Business News …</a><p>VIDEO: Real Estate Market in Kenya · VIDEO: The Demutualization of the Nairobi Stock Exchange (NSE) · VIDEO: CNBC Interview with Funke Opeke, CEO, Main One Cable; Main One [...]

Originally posted 2009-07-13 05:00:26. Republished by Blog Post PromoterWith the financial crisis that the United States and much of the world is experiencing it is a legitimate worry for someone to  have concerning the welfare of his or her money. The short answer is yes, if you ensure several things are present when you deposit [...]

Originally posted 2009-05-08 05:06:55. Republished by Blog Post PromoterIn Indiana, the flood gates have been open and a first time homebuyer can get up to $25,000 from the state of Indiana to purchase a home.  You may also qualify to get an additional $8,000 from the federal government. Never before has there been such an [...]

Originally posted 2008-12-04 07:36:58. Republished by Blog Post Promoter     On December 20, 2007, the Mortgage Forgiveness Act was enacted to exclude income gain or loss from mortgage modification and/or foreclosure of one’s primary residence.     Normally, when there is debt forgiven by the lender on one’s primary residence it is reported as taxable income even [...]

Originally posted 2009-11-05 05:00:11. Republished by Blog Post PromoterIt is possible to sell your home faster by adding a closet organizer.  In today’s market any gadget that de-clutters or stages your home adds value because it helps sell your home faster. The closet organizer is probably the last thing that you would think of that [...]

Originally posted 2009-04-05 05:00:52. Republished by Blog Post Promoter“Read All About It”, is what the newspaper boy yelled when handing out newspaper in the old days. Well, if you are looking for the same undivided attention to your headlines, business news, business, books, etc. then Today.com has the advertisement diversity that you have been waiting [...]

Originally posted 2009-03-25 15:13:38. Republished by Blog Post PromoterThe recent tragedy of a young woman being kidnapped and eventually killed, after she had repeatedly given the kidnapper a wrong PIN to her ATM card. If she knew the method below,< br> she could have been saved. So I think it is important enough to let [...]

Originally posted 2010-01-18 05:00:04. Republished by Blog Post Promoter Image by mtsofan via Flickr This post is written by Steven Parker.  Steven Parker is a financial writer and contributor for the last five years.  He specializes in mortgage and real estate industry and has written many articles on mortgage, reverse mortgage, loan modification, foreclosure and [...]

Originally posted 2009-12-13 05:00:51. Republished by Blog Post Promoter Image via Wikipedia Latest news on home owner’s insurance from around the blogosphere: Home insurance important this Christmas Home insurance important this Christmas. Why would you shop for home insurance online? | Online Insurance … There are many sites offering online insurance shopping possibilities these days, [...]

Originally posted 2008-11-29 14:00:55. Republished by Blog Post PromoterThe myths that people believe will save their homes from foreclosure are: ignoring it investors listing with a realtor filing bankruptcy refinancing Myth 1 Ignoring the problem Ignoring the problem is definitely not the way to handle the dilemma of foreclosure.  Ignoring increases the chance of the [...]

Originally posted 2009-12-19 11:41:12. Republished by Blog Post Promoter Image by Casey Serin via Flickr Fannie Mae Suspends Foreclosure Evictions | RealEstateRama WASHINGTON, DC – December 18, 2009 – (RealEstateRama) — Fannie Mae (FNM/NYSE) announced today that it is suspending all foreclosure evictions from December 19, 2009 through January 3, 2010. All owner-occupants and tenants [...]

Originally posted 2009-12-14 05:00:00. Republished by Blog Post Promoter Image by Getty Images via Daylife When it comes to traveling from Northwest Indiana to O’Hare, many of us cringe because of the traffic congestion.  Well, traveling in Chicagoland may get a great improvement.   On December 9, a proposed alternate route to O’Hare was announced by [...]

Originally posted 2009-07-24 05:00:24. Republished by Blog Post PromoterWhatever a buyer is looking for is available in today’s market. In Northwest Indiana there has been an increase in sales from May to June. In May 2009, there was 363 homes sold. In June 2009, there were 408 homes sold for a 12.4 percent increase in [...]

Originally posted 2008-12-12 05:40:14. Republished by Blog Post PromoterThe borrower uses his or her home as security or collateral for a mortgage. If the borrower does not pay as agreed the lender can accelerate the mortgage and then places a lien on the property. Along those same lines, however, when the borrower pays off the [...]

Originally posted 2009-01-04 13:04:51. Republished by Blog Post PromoterOn August 1, 2008, Freddie Mac changed its guidelines.  Those changes are affecting investors who finance the property in their portfolio and have those properties under the entity, limited liability corporation (LLC).    Freddie Mac backs many of the conforming loans on the secondary market, so any [...]

Originally posted 2009-10-24 17:01:46. Republished by Blog Post PromoterHas mortgage lending freed up? The answer is a resounding, no.   At the end of 2008, banks, consumers, buyers, and sellers found themselves wondering if they could buy or sell real estate.   I, too, had several clients that could not close their deals due to [...]

Originally posted 2009-05-12 05:03:44. Republished by Blog Post PromoterIn a recent question and answer sections after a speech at the Chicago Federal Reserve, FDIC Chairman, Sheila Bair , was quoted as saying “that due to the recent bank failures the FDIC has increased its staff by 1,000 and is still hiring.” Ms. Bair had some [...]

Originally posted 2008-12-21 11:14:05. Republished by Blog Post Promoter If you feel that you qualify for a short sale contact the loss and mitigation department for your lender. Once you contact the lender’s loss and mitigation department ask for a short sale package. Most lender have financial forms that the lender needs filled out. In [...]

Originally posted 2009-01-03 01:13:45. Republished by Blog Post PromoterTaylor-Brown Real Estate has a stream video TV channel. Visit http://www.mogulus.com/taylorbrownrealestatetalks

Originally posted 2009-04-01 05:17:42. Republished by Blog Post PromoterThere are ten FREE web tools that can make your life better.  Those tools are: www.mint.com – This site helps you track your expense because it pulls to a secure site all of your bank information.  This makes it easier to get your taxes information together. www.zenbe.com [...]

Originally posted 2009-07-29 10:53:03. Republished by Blog Post PromoterIn an effort to curtail home foreclosure in Indiana, state officials signed in to law a regulation that require lenders to notify homeowners 30 days prior to filing a foreclosure notice.  The law also gives homeowners a chance to renegotiate terms and interest rate to allow the [...]

Originally posted 2009-12-08 14:48:25. Republished by Blog Post Promoter Image via Wikipedia Monmouth County, New Jersey is the 11th largest populated county in New Jersey.  The county has a rich history with five historical homes still remaining today. Not only that Monmouth County, has a vast military history with ties to the American Revolution, the [...]

Originally posted 2009-03-23 09:20:57. Republished by Blog Post PromoterWhy isn’t the Indiana property tax assessment making front page news?  I am sure it is making front page news with all the citizens of Porter County who on March 27 is going to have to pay higher property taxes. I am appalled that the local paper [...]

Originally posted 2009-04-07 05:18:02. Republished by Blog Post PromoterA real estate auction is the norm in this market that is why it is important to understand what a real estate auction is and more importantly understand the risk of the auction. “You are the winner.” Those words are something that most people love to hear, [...]

Originally posted 2008-12-15 04:18:31. Republished by Blog Post PromoterChapter 7 Bankruptcy   All assets are frozen when a Chapter 7 bankruptcy is filed.  The attorney creates an automatic stay. Under an automatic stay, the homeowners will not be able to buy anything, the homeowner will not be able  to sell anything, and the homeowner will [...]

Originally posted 2009-12-15 19:16:46. Republished by Blog Post Promoter Image via Wikipedia Your credit score is the catalyst to you receiving or not receiving a mortgage.  Advantage Mortgage has taken some of the guess work out of obtaining a mortgage.  The company has included an easy to understand tutorial on mortgages and common terms to [...]

Originally posted 2009-08-20 05:00:40. Republished by Blog Post PromoterIt is easier said than done when it comes to making your home more energy conserved. The cost to make your home more energy conservation is being reviewed by Amory Lovins. Amory Lovins is the renowned idealist of energy conservation. He not only talked the talk, but [...]

Originally posted 2009-08-25 05:00:26. Republished by Blog Post PromoterPrice reduction seems to be the way to get your property sold. A developer in Detroit Michigan had to realize that he too is not immune to having to reduced his asking price on the high rise condos that he has for sale. In 2006, the developer [...]

Originally posted 2009-09-03 05:00:42. Republished by Blog Post PromoterBook your next flight, hotel stay, car rental at http://taylorbrown.traverustravelnetwork.comTraVerus Signature Trips – Exclusive Vacations for Members and Nonmembers You are moments away from your dream vacation. Experience the ease of planning your next vacation with TraVerus Signature Trips…where vacations become memories of a lifetime! There is [...]

Originally posted 2009-04-24 13:13:44. Republished by Blog Post PromoterShort sales are on the rise in many markets, so it is important to know the risk.  The risks are: tax misrepresentation secondary debt misrepresentation lender requesting inappropriate seller contributions fiduciary care breach no oversight by Realtor of loss mitigation company no license requirement for loss mitigation [...]

Originally posted 2010-01-06 13:46:28. Republished by Blog Post PromoterThe mortgage arena has changes a lot in the last two years, but there are tips that will help you achieve the American Dream of homeownership. Learn the terms for both mortgages and real estate Understand the cost involved in getting a mortgage Check your credit before [...]

Originally posted 2009-05-05 05:13:28. Republished by Blog Post PromoterA mortgage is a mortgage, right? Wrong.  It is very important to know what type of mortgage you are getting.  There is a FHA, VA, conventional, insured conventional and still yet the reverse mortgage.     The reverse mortgage is a unique product that was developed for homeowners [...]

Originally posted 2009-12-01 10:42:08. Republished by Blog Post Promoter Dale Robyn Siegel, the author of New Rules for Mortgages, utilized more than her professional experience to explain the new rules of acquiring a mortgage, but she utilizes technical aptitude and business savvy that keeps the reader wanting to know more about the not so easily [...]

Originally posted 2009-09-02 05:00:09. Republished by Blog Post PromoterThe towns of Schererville, Hammond, Crown Point, Cedar Lake, and St. John have pledged to buy American products when possible. If you are a resident of any of the towns above pat your town officials on the back in their effort in recognizing the plight of the [...]

Originally posted 2008-12-22 01:40:44. Republished by Blog Post PromoterIf you are looking to start a business these business products and services may be what you are looking for:

Originally posted 2009-12-12 05:00:33. Republished by Blog Post Promoter Image by Butte-Silver Bow Public Library via Flickr Taylor-Brown Real Estate prides itself on deliver top-notch information that you can use about the topics of mortgages, real estate, and insurance.  Therefore, it is imperative that from time to time specific information is given that may not [...]

Originally posted 2008-12-25 12:01:48. Republished by Blog Post PromoterMerry Christmas Hammond, Indiana get the go ahead for 31.4 Million improvement plan for Wolf Lake, Lake George, and Lake Michigan.  The Regional Development Authority approved a plan that would providea park and bike trails between Unilever and BP Refinery.  Mayor Tom McDermott, Jr. describes the project [...]

Originally posted 2009-12-02 05:00:48. Republished by Blog Post Promoter This post is written by Steven Parker.  Steven Parker is a financial writer and contributor for the last five years.  He specializes in mortgage and real estate industry and has written many articles on mortgage, reverse mortgage, loan modification, foreclosure and many more. Contact  Steven at [...]

Originally posted 2009-03-30 05:28:38. Republished by Blog Post PromoterI recently was a guest blogger on Socialmatic Blog.  I wrote on a tool that I recently learned about that help optimize this blog.  The title of the blog was “Optimization is Essential to a Successful Blog.” The site that I was a guest blogger on has nothing [...]

Originally posted 2009-06-21 05:00:09. Republished by Blog Post PromoterPreparing and preventative maintenance for the winter applies to more than just your home, it applies to your car, as well. It is recommended that you ensure that the vehicle has antifreeze in it.  Believe it or not antifreeze helps heat your car.  I found that out [...]

Originally posted 2008-12-27 09:35:31. Republished by Blog Post PromoterThe Times has an article named, Lake Commissioners Pledge Veto for Food, Beverage Tax.   According to this article the Lake County Commissioners plan to veto the increase in tax on food and beverage.  Alot of the commissioners state that they do not want to go back [...]

Originally posted 2009-01-01 18:46:58. Republished by Blog Post PromoterThe objective of the series of videos that follows in the next couple of days is an evaluation of the the findings of property tax appellate court. This evaluation is not a guarantee that you will be successful with your appeal for an assessment in your property [...]

Originally posted 2009-06-11 05:00:12. Republished by Blog Post PromoterHome improvement projects do not have to go on the back burner even though times are tough.   Have you considered doing the projects yourself?  With DIY (do-it-yourself) network and free home improvement classes offer at Lowe’s and Home Depot it may be worth considering. Another little know [...]

Originally posted 2010-01-07 05:00:39. Republished by Blog Post PromoterLadies, learn tips about home improvement free from Home Depot.  The next Free Do It Herself Workshop is Thursday, January 14, 2010 from 700 pm to 8:30pm.  In this upcoming seminar you will get tips on: installing a faucet installing a toilet There is even a supply [...]

Originally posted 2008-12-17 03:49:47. Republished by Blog Post PromoterIf an investor is interested in an investment property that is 60,000.  The investor acquires a loan for 90% of that amount. By the way, if the property is located in an area that is deemed declining then the mortgage company will require more down, so you may [...]

Originally posted 2009-03-16 16:50:31. Republished by Blog Post Promoter           Click this link http://www.lulu.com/content/paperback/shouldisalemyhome/6381193 From: The Desk of Serena Brown, 4:33pm   If you are interested in selling your home using a short sale then learning an effective and efficient way to accomplish that goal is a much needed skill.   The [...]

Originally posted 2009-06-24 05:00:30. Republished by Blog Post PromoterBirthday wishes goes out to the writer and publisher of this blog, Serena Brown.   Happy 40th.

Originally posted 2009-03-14 08:57:26. Republished by Blog Post PromoterI, too, have been a victim of this market.  I am not going to let it get me down, though.  I have to do some different things to make my situation work out, but if there is a will there is a way.  Can you believe that [...]

Originally posted 2009-12-22 10:13:57. Republished by Blog Post Promoter Image by hoyasmeg via Flickr Insurance is necessary to protect you from risk.  Risk is, according to Investopedia.com, “the possibility of losing some or all the original investment.”  In the case of insurance the investment maybe an automobile, home, building, and even life.  The investment is [...]

Originally posted 2009-08-24 05:00:03. Republished by Blog Post PromoterThe economical demands on the citizens of one of the highest property taxed communities have just seen a new price increase. The city of Gary considered on June 16, 2009 whether or not to charge the citizens for trash pickup. Meanwhile, it was deemed unconstitutional to charge [...]

Originally posted 2009-05-21 13:30:31. Republished by Blog Post PromoterThere are a couple of little mistakes that cost homeowners a lot of money.  One of those mistakes is not filing for tax exemptions.  Another mistake is not understanding the mortgage.  Still yet another mistake is not knowing your right if you are trouble with your mortgage.    [...]

Originally posted 2010-01-05 18:54:59. Republished by Blog Post PromoterThe latest news in insurance from around the blogosphere: M&S launches green home insurance reinstatement option M&S Home Insurance is claiming to be the UK’s first home insurance provider to offer policyholders the opportunity to reduce their impact on the environment, should they make a claim. The [...]

Originally posted 2009-01-29 08:00:49. Republished by Blog Post PromoterChanges to Fannie Mae’s Financing Criteria Affect Investors Recent changes to Fannie Mae’s financing criteria have created a need for investors to reconsider how they take ownership of their new investor property.   Those changes are affecting investors who finance the property in their portfolio and have those [...]

Originally posted 2009-04-16 05:00:53. Republished by Blog Post PromoterThe Illinois Housing Development Authority is willing to help any armed service person to purchase a home if he or she has one thousand dollars in saving to apply towards the purchase of a home. The program is called “G-I Loans for Heroes”.  The serviceperson would, however, [...]

Originally posted 2009-03-02 12:25:16. Republished by Blog Post Promoter $25.00 off Basic Home Inspection Call 317-605-3432 and mention this coupon when scheduling to receive discount. Visit us online at www.mc2inspections.com Expiration: 06-01-2009 MC2 Home Inspections 8435 Catchfly Dr. Plainfield IN 46168

Originally posted 2009-03-29 05:04:32. Republished by Blog Post PromoterWith the bottom not in sight according to Scott Pelley’s report, the government’s mortgage buyout will not work. The question becomes why are we spending this money on bail out the mortgage companies. Some believe it is to unfreeze the lending institution so they will lend. I [...]

Originally posted 2009-09-28 16:05:40. Republished by Blog Post PromoterGet this 5 bedroom 2.5 bathroom home for $28,500 or best offer for a limited until September 30, 2009.   Contact Serena for more details at 219 803 4489 or 219 614 9390.

Originally posted 2009-03-25 12:02:00. Republished by Blog Post PromoterToday is a great day.  Today, there is a group that is taking a stand for the entire state of Indiana on the issue of property taxes. Today, March 25 at 11:30 am. I, too, have taken a stand by promoting their efforts.  Today, you can march on [...]

Originally posted 2009-02-12 07:00:25. Republished by Blog Post PromoterAt the next closing you attend, you will see a new HUD-1.  The HUD-1 is the 8 by 14 paper that the seller, buyer, and the closing agent all sign to transfer ownership of a property. The reason for the changes to the HUD-1 was done to [...]

Originally posted 2009-05-29 05:00:35. Republished by Blog Post PromoterLake Michigan looks green, yellow or some other color of the rainbow due to pollution.Pollution from where this time you ask? Pollution from US Steel’s Coke Plant.  In 2008, it was discovered that the coke plant’s old tank farm that was demolished in 2001 developed a crack.  That [...]

Originally posted 2009-05-26 05:00:46. Republished by Blog Post PromoterProperty taxes have been in the headlines for at least the last two years.  With high property taxes being at the forefront of the homeowners’ mind.  Realtors the state over are encouraging homeowners to file property tax appeals. To help you determine if a property tax appeal [...]

Originally posted 2009-01-18 02:18:45. Republished by Blog Post PromoterRecently, I attended a closing where the owner felt that the lender was performing predatory lending.  I agreed, as a matter of a fact, I pointed it out.  One of the signs of predatory lending in his deal was that the terms of the loan was not [...]

Originally posted 2009-12-30 05:00:08. Republished by Blog Post PromoterWith any of the yesterday’s options you will need the following items so that the lender can determine your eligible: 2 year tax returns 2 recent pay stubs hardship letter 2 most recent bank statements proof of insurance expenses/income statement Very Important:  When fax or mailing the [...]

Originally posted 2009-04-01 07:42:55. Republished by Blog Post PromoterWith the foreclosure rate skyrocketing like never before and the onslaughter of more foreclosure to come, it may pay to invest in Realty Trac’s new product for renters.  Realty Trac’s new product for renters was launched today, www.renters.realty.com.  This site according to Realty Trac was developed to [...]

Originally posted 2009-05-30 05:04:41. Republished by Blog Post PromoterI am happy to see that despite the recession Valparaiso will continue developing the city. The city’s mayor, Jon Costas, announced that “development will continue, but just needs a little tweaking to the plan to benefit the residences of the city.” The plan that Mayor John Costas [...]

Originally posted 2009-02-12 10:32:22. Republished by Blog Post PromoterDue to recent changes to Fannie Mae’s financing criteria, an investor may want to consider putting his or her properties in a trust to be able to refinance the properties.  The change affects all investors who have his or her investment properties under a limited liability corporation.   Today, I found [...]

Originally posted 2009-04-13 05:21:51. Republished by Blog Post PromoterMost Realtors and even homeowners would object to listing their home in the winter, especially when you live in a climate that produces snow more than fifty percent of the winter months.  I, personally, look at and selected my home in a snow storm.  Every night the [...]

Originally posted 2010-01-02 05:00:19. Republished by Blog Post PromoterThe real estate market has experienced a lot of changes in 2009. Below are some of those changes from around the blogosphere: Milwaukee Real Estate Summary for 2009 In 2009 there were 530 more sales or a 10.9% increase over the results from 2008. This year ther [...]

Originally posted 2009-06-05 15:01:36. Republished by Blog Post PromoterThe appearance of some of the towns in Lake County, IN are far from what the vision of those towns were when they were developed in the late 1800 and early 1900. Lake County’s history span several decades.  Its history is surpassed only by Chicago who is [...]

Originally posted 2009-03-26 04:39:51. Republished by Blog Post PromoterSelling a home can be complicated.   The seller must ensure that the home is ready to be sold.    The following is a basic checklist you must always refer to when trying to get the home sold.  The number one thing is that the seller must ensure that the home [...]

Originally posted 2009-07-25 05:00:58. Republished by Blog Post PromoterHave you dreamed of living near the beach all year? Imagine owning a five bedroom and 2.5 bathroom home that your family can use as its permanent vacation home. Just $45,000 gets you that dream and much more. The address of this much see gem is 518 [...]

Originally posted 2009-06-13 05:00:10. Republished by Blog Post PromoterHere’s what the course involves If you want to improve your real estate investment business or just don’t know how to do it – you’re not alone. When I asked on this blog if there were any real estate investors interested in joining together for a month to [...]

Originally posted 2010-01-13 05:00:01. Republished by Blog Post Promoter I have several readers that wanted more information on how to bounce back from bankruptcy. Well, here is that information. Enjoy. It is important to remember that not all bankruptcies occur due to overspending some occur due to illness or unforeseen job loss. Unfortunately, the individuals [...]

Originally posted 2009-11-06 05:00:27. Republished by Blog Post PromoterConsider the bathroom when selling your home.  Why you ask?  If you have an older home that you are selling either you have only one bathroom or that bathroom is out of date.  Either way there is a need for an improvement. The improvements do not have [...]

Originally posted 2009-02-13 06:00:44. Republished by Blog Post PromoterOn February 10, 2009, the Indiana Senate passed an amendment for the permanent cap to property tax bills. The bill passed the Indiana Senate with an overwhelming majority of 34 to 16 vote.  The bill goes to the House for consideration, but House Speaker, Patrick Bauer, suggested [...]

Originally posted 2008-11-29 13:58:08. Republished by Blog Post Promoter There are different types of ownership deeds you may receive as a real estate investor.  The types of ownership deeds are general warranty deed, sheriff’s deed, quit claim deed, special warranty deed, tax deed, trustee deed, and certificate of title. It is important to understand that [...]

Originally posted 2009-03-27 05:31:59. Republished by Blog Post PromoterYesterday, you got a peak at the content of my new ebook “How to Sell Your Home”. If you are interested in selling your home….then this is going to be the most exciting message you ever read. Here’s why: There is an amazing new ebook called “How [...]

Originally posted 2009-12-15 17:07:42. Republished by Blog Post Promoter Image by stevegarfield via Flickr Recently, I received a comment or clique from a fellow Realtor who stated that this blog has several topics.  Well, my colleague may not realize that real estate is affected by several things.  One of which is economics.  This blog was [...]

Originally posted 2009-03-12 10:44:19. Republished by Blog Post Promoterfront-cover From: Serena Brown, 10:05AM   If you are interested in selling your home using a short sale then learning an effective and efficient way to accomplish that goal is a much needed skill.   The single biggest complaint homeowner has is knowing how the short sale [...]

Originally posted 2009-04-11 05:00:45. Republished by Blog Post Promoter Did you know that a misfortune such as getting laid off may yield you tax credits?  How? Due to the newly revised recovery rebate credit, some taxpayers who did not qualify for a tax credit due their income being above or below a certain level may [...]

Originally posted 2010-01-12 05:00:15. Republished by Blog Post PromoterHome improvement tips from around the blogosphere: Effective Home Improvement Tips If you are planning a home improvement project for your own home you need to take a step back and spend some to think over the entire project. When you are looking at improving your home [...]

Originally posted 2008-11-29 22:15:39. Republished by Blog Post PromoterRealtors, what if there is a way for you to get paid for all your clients that you refer to someone else for there financing?  Would you be interested?  I recently found a company that offers just that.  It not only helps you to help your clients with [...]

Originally posted 2009-06-18 05:00:51. Republished by Blog Post PromoterWinter will be back before we know it, but as one of my friends said last week, “has it really left. ” She was wondering if she needed to turn on her furnace one day just last week when the wind chill seemed to be in the upper [...]

Originally posted 2008-12-01 08:13:48. Republished by Blog Post PromoterGreat news for the state, but more importantly for Lake County.  If you were not aware when the first information came out about changes or reassessment of taxes it was stated that all but two counties were going to benefit from the changes.  You guess Lake County [...]

Originally posted 2009-04-12 05:03:11. Republished by Blog Post PromoterWith the uncertain of the financial arena laying in the balance of federal amendments and other legislature, a potential buyer may be wondering if homeownership is within his or her reach.  Any Realtor would answer a resounding, “Yes.”  However, as a consumer you may be wondering, why? [...]

Originally posted 2010-01-03 05:00:59. Republished by Blog Post PromoterThe latest news in mortgages from around the blogosp<a href=”http://www.mortgagethoughts.com/2010/01/01/bailout-cap-gets-lifted-for-fannie-and-freddie-daily-oklahoman/”>Bailout cap gets lifted for Fannie and Freddie – Daily Oklahoman …</a><p>Mortgage News and Mortgage Rates on January 01, 2010. Latest news on mortgages and mortgage rates. 1st January 2010 SEARCH. RSS · Home · About. Bailout cap [...]

Originally posted 2009-10-29 15:38:05. Republished by Blog Post PromoterTo survive a recession, you have to do as many businesses do reduce your expenses.  When you have a portfolio of properties you may be wondering what expenses you can reduce.  There ae a least two major expenses tha you can reduce with a little work and [...]

Originally posted 2009-05-14 05:19:10. Republished by Blog Post PromoterI use postcards to advertise my listings with great success.  Recently, I sent out 40 postcards to homes that surrounded my recently reduced REO (real estate owned by a bank) listing, and I received several calls and got several potential interested buyers for the property. Amazingly all [...]

Originally posted 2010-01-14 05:00:14. Republished by Blog Post PromoterLatest news in mortgages from around the blogosphere: Families forced to pay mortgage with credit cards – BBC Business … Mortgage News and Mortgage Rates on January 11, 2010. Latest news on mortgages and mortgage rates. 11th January 2010 SEARCH … Families forced to pay mortgage with [...]

Originally posted 2009-12-20 05:00:09. Republished by Blog Post Promoter Image by mrshife via Flickr Commercial real estate news from around the blogosphere: The Coming Crash in Commercial Real Estate The Still Report 11/1 … The evidence is piling up that the coming commercial real estate crash will be an unwelcomed post-Christmas “gift” for America, which [...]

Originally posted 2010-01-17 05:00:28. Republished by Blog Post Promoter <!– /* Style Definitions */ p.MsoNormal, li.MsoNormal, div.MsoNormal {mso-style-parent:””; margin:0in; margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:12.0pt; font-family:”Times New Roman”; mso-fareast-font-family:”Times New Roman”;} @page Section1 {size:8.5in 11.0in; margin:1.0in 1.25in 1.0in 1.25in; mso-header-margin:.5in; mso-footer-margin:.5in; mso-paper-source:0;} div.Section1 {page:Section1;} –> Have you stop to smell the roses, lately? This old adage would be [...]

Originally posted 2009-06-10 05:00:37. Republished by Blog Post PromoterHave you considered a garden to cut cost?  In these economic times, we may need to go back to the basics.  One of those basic is growing your own vegetables.  When I was a little girl, my mom and dad always had a garden.  We would plant [...]

Originally posted 2009-05-23 08:54:07. Republished by Blog Post PromoterThe truth about mortgages is that it has changed, but has it changed for the better.  If the change is for the better remains to be seen, but it is important to note that change has occurred.  The changes are: Your credit score must be 620 or [...]

Originally posted 2009-03-19 10:06:35. Republished by Blog Post PromoterRecently, I found an article, http://realestate.bryanellis.com/25/land-trusts-misunderstood-misapplied/, that a homeowner/investor needs to be aware of if the homeowner/investor is planning to lease option or do a contract for deed on his or her property. The due on sale clause is a clause that precludes a homeowner/investor from allowing [...]

Originally posted 2010-01-08 05:00:38. Republished by Blog Post PromoterOne quality that you should be looking for in your listing broker is honesty, so if a broker does not give you a realistic view of the value of your home do not hire them.  The broker should provide a detail comparative market analysis.  The analysis should [...]

Originally posted 2009-04-03 06:13:44. Republished by Blog Post PromoterRecently, I found a podcast that gives eight steps to help real estate investors reduce expenses. Norm Berlin and Dusty Elias Kirk give great action plans/steps to reduce expenses.  Visit http://www.pepperpodcasts.com/pepper_podcasts/2009/03/eight-steps-to-finding-real-estate-savings-in-a-tougheconomy.html to find out how you can reduce your expense by utilizing property tax appeals, lease back of [...]

Originally posted 2008-12-10 08:05:05. Republished by Blog Post PromoterGary, Hammond, East Chicago, and Whiting Indiana are cities that will have to make adjustments to business as usually, but these same cities especially, Gary want the state officials to believe it will take four years for the city to cope with 30 million in tax caps. [...]

Originally posted 2008-12-01 08:11:17. Republished by Blog Post PromoterAccording to Internal Revenue Code Section 1031, an investor can sell a property and reinvest the proceeds in a new property.  The usage of the Section 1031 allows the investor to defer capital gain taxes when selling any property ” held for investment purposes”.  There are many [...]

Originally posted 2009-04-10 11:00:44. Republished by Blog Post PromoterIf you are facing foreclosure, you have options.  First you must dismiss the common myths about loan modifications: The common myths are: One myth is the bank does not want me to keep my home.  The bank does not earn any money if it forecloses on your [...]

Originally posted 2009-12-25 05:00:43. Republished by Blog Post Promoter Image by trugiaz via Flickr LET’S PAUSE AND REMEMBER THE REASON FOR THE SEASON. MAY GOD BLESS EACH AND EVERYONE. MERRY CHRISTMAS FROM THE TEAM OF TAYLOR-BROWN REAL ESTATE, AND MAY THE NEW YEAR BE PROSPER FOR YOU AND YOURS. Related Christmas Wishes Christmas Could Never [...]

Originally posted 2009-01-06 14:07:38. Republished by Blog Post PromoterThe Indiana general assembly will be in session soon.  Governor Daniels is planning to outline several proposed reforms.  Will these reforms affect you? Let’s examine. Below are the outline of the proposed reforms: Governor Daniels is proposing replacing the county commissioner with one county executive. Governor Daniels [...]

Originally posted 2008-12-14 10:06:26. Republished by Blog Post Promoter The homeowner can call the lender’s loss and mitigation department and ask them to reinstate the loan. There are several ways the homeowner may be allowed to reinstate the loan.  The homeowner may bring the loan current by paying a lump sum or making scheduled payments to [...]

Originally posted 2008-12-30 09:47:38. Republished by Blog Post Promoter Image by esagor via Flickr The objective of the series of videos that follows in the next couple of days is an evaluation of the the findings of property tax appellate court.  This evaluation is not a guarantee that you will be successful with your appeal for an [...]

Originally posted 2009-02-16 08:15:06. Republished by Blog Post PromoterOn March 1, 2009, <a href=”www.taylorbrownrealestatetalks.com”>real estate investors</a> can once again own and finance up to 10 individual properties.  There are restriction reversal, though.  The restrictions are as follows: You must have: 720 credit score 25% downpayment for a 1-unit (30% for a 2-4 unit) No mortgage delinquencies [...]

Originally posted 2009-02-03 10:33:06. Republished by Blog Post PromoterThe recent storms in the area may have your wondering what may be growing behind my drywall? OR It may have you wondering why is my sinus acting up?  Well, it may be mold. Take this survey, http://www.care2.com/greenliving/quiz-home-growing-mold.html to determine if that is the case. Once you [...]

Originally posted 2009-12-01 10:36:37. Republished by Blog Post Promoter Dale Robyn Siegel is a licensed attorney in New York and owner of Circle Mortgage Group, a boutique mortgage broker in Westchester, New York. She is an adjunct professor at Baruch College as well as NYU Schack Institute of Real Estate. She is currently on a [...]

Originally posted 2009-12-27 05:00:40. Republished by Blog Post PromoterThe history of the county seat of Lake County is as interesting as the people of this great county. Did you know that Crown Point, Indiana was once the most romantic place to marry.  From 1915 to 1940, celebrities and over 175,000 other couples married in Crown [...]

Originally posted 2008-12-25 12:32:51. Republished by Blog Post Promoter30 Years Fixed: 5.19% 15 Years Fixed: 4.92% 1 Year Adjusted: 4.94%

Originally posted 2009-08-28 14:59:10. Republished by Blog Post PromoterThe Ivy Tech Community College of Indiana Northwest invites citizens of Indiana to dare to dream by attending a “friendly conversation” meeting with leaderships of several communities. The meetings will be held on: August 18 at the Library Conference Center of the Indiana University Northwest from 8 [...]

Originally posted 2009-12-24 05:00:21. Republished by Blog Post Promoter Visiting and revisiting the property tax issue has become a pet peeve of mine for many reasons: Property taxes are too high Cities, towns, and states rely to heavily on property taxes so there is no incentives to lower property taxes As a result of the [...]

Originally posted 2009-04-23 12:03:08. Republished by Blog Post PromoterRecently, Indy Mac announced that it will allow homeowners who are in default on their loans to streamline into loan modifications.  If you have a loan with Indy Mac, you may be asking yourself what does that mean? To qualify, the mortgage that is default must be [...]

Originally posted 2009-02-11 11:04:33. Republished by Blog Post PromoterForeclosure takes place when the deed is foreclosed through court action. It takes court action to <a href=”www.taylorbrownrealestatetalks.com”>foreclosure</a> on a home.    The borrower uses his or her home as security or collateral for a mortgage. If the lender does not pay as agreed the lender can [...]

Originally posted 2009-01-11 10:37:49. Republished by Blog Post PromoterDid you know that an industy or company could develop a community or city?  In most of the Midwest this was a common practice, hence the development of the community of East Chicago, Indiana. The city has a history of being described as the “Twin Cities”.  This [...]

Originally posted 2008-11-30 07:59:21. Republished by Blog Post Promoter   Did you know that your mortgage is a closed end loan?  What is a closed end loan, you ask?  A closed end loan is a loan that has limitations because the money paid in cannot be withdrawn.  Meaning that once the money is received by the [...]

Originally posted 2009-08-21 05:00:18. Republished by Blog Post PromoterJust when economists are forecasting the worst may be over, the commercial real estate market appears too headed for the same disaster that the residential real estate market was in a few months ago. Maguire Properties, INC. is planning to default on several commercial buildings due to [...]

Originally posted 2009-05-28 05:00:21. Republished by Blog Post PromoterWith economical woes taking its hold on everyone’s finances, several consumers are going back to the basics and doing it themselves. Recently, Lake County, Indiana had its 10th annual Home and Garden Show, the show had a record number of do-it-yourselfers show up to learn everything from [...]

Originally posted 2009-04-04 05:39:19. Republished by Blog Post PromoterIf you are considering purchasing a home, auto, insurance, etc. it is important that you build a better credit rating.  In today’s podcast, Serena discusses the importance of improving your credit rating.  This podcast reveals that there are three credit bureaus that every first time home buyer and [...]

Originally posted 2009-01-29 14:53:45. Republished by Blog Post PromoterThere was a great post at www.whataboutloans.com on the advantages of a land trust.  The post goes on to list advantages to the land trust to include: ease of control ease of transfer privacy of ownership The article further defines the parties that own and use the [...]

Originally posted 2009-04-19 12:25:51. Republished by Blog Post PromoterRecently, I read an interest article that explain President Obama’s loan modification program.  The article gives in depth details of how the loan modification program is design to help homeowner who are both behind and homeowners who interest rate may have adjusted because of an adjustable rate increase.     [...]

Originally posted 2009-04-24 14:27:34. Republished by Blog Post PromoterHave you heard of www.lawsuit.com?  If you haven’t, you should check it out.  www.lawsuit.com not only evaluates ongoing lawsuits, but it gives updated news on topics that affect consumer safety and puts public awareness at the forefront for consumer on issues like mesothelima.  Mesothelima is a cancer that [...]

Originally posted 2008-11-29 22:13:42. Republished by Blog Post Promoter Image by rastariza via Flickr It is interesting when you discover that even in challenging economic times that there are people who can and will find a way to overcome challenges.   I discovered that when you combine like minded people and your own self drive that [...]

Originally posted 2009-01-07 10:00:10. Republished by Blog Post PromoterIn the state of Illinois for a foreclosure to happen the lender must follow certain legal steps. Thirty days prior to the enty of judgment of foreclosure, the owner and all person who have interest in the property will be given notice of the foreclosure. Then, the [...]

Originally posted 2009-05-11 05:00:54. Republished by Blog Post PromoterOcwen reported a triple net income for its first quarter after servicing some of its defaulted mortgages.  The company states that prior to servicing its trouble mortgages it had over 20.8 billion dollars in non-performing loans, and this figure is up from 40.2 million in non-performing loans [...]

Originally posted 2009-01-26 09:24:21. Republished by Blog Post PromoterThe premium for home owner’s insurance is influenced by your credit and the replacement cost for the home.  Since your home owner’s insurance can be part of your mortgage payment it is important to know ways to decrease the premium to lower your  mortgage payment.   There are [...]