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Indiana is finally taking steps to help homeowners that are dealing with foreclosures.
What prompt the state to consider legislature for homeowners facing foreclosure is the alarming increase in foreclosure in Marion County. The foreclosure rate in Marion County increase by 13 percent to a record high of 10,116 properties. Consequently, this is only one county statistics it states to reason that the rest of the state’s foreclosure rate has increased by that much or more.
Even though it seems to be late in the game the state is taking a strong and forceful stand against further damage from the exponential amount of foreclosure through the state. The state is proposing changes such as,
- notification timelines for renters of properties that are undergoing foreclosure
- avoid companies that acting on the behalf of the mortgage company to foreclosure
- enforcing mediation between the homeowner and mortgage company before the property goes to foreclosure
The above changes to legislature is a welcome and much needed change to help homeowners stay in their homes. The changes in and of themselves will not solve the problem overnight it will take alot to turn this crisis around.
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