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Did you know that you can qualify for a loan modification if you have any of the below hardships:
• Divorce
• Death of spouse
• Behind on mortgage payment
• Adjustable rate mortgage
• Interest rate above 7%
• Imprisonment
• Loss of wages
• Medical condition
• Balloon mortgage payment
Under the loan program HR 5579 which offers assistance to more than seven to nine million homeowners, you can with the help of EAC Financial, LLC renegotiate your mortgage to prevent foreclosure.
The program is designed with you in mind. It gives lenders an alternative to a threatening lawsuit for unscrupulous lending practices that the lender employed in the past.
The program also allows lenders to reduce loan payments to no more than 31% of your income.
If your loan is under $729,000, you may qualify for a loan modification.
Contact Serena at 219 614 9390 or 219 803 4489 for your free consultation.
You may see your interest drop to between three to five percent meaning that your mortgage may drop between $200 to $800 a month.
Call Serena today or email her for more details at taylorbrownrealestate@yahoo.com.
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