Everywhere People Are Saving Money With Gardening

Originally posted 2009-06-10 05:00:37. Republished by Blog Post Promoter

Have you considered a garden to cut cost?  In these economic times, we may need to go back to the basics.  One of those basic is growing your own vegetables. 

When I was a little girl, my mom and dad always had a garden.  We would plant cucumbers, squash, greens, onions, potatoes, tomatoes, eggplant, corn, etc.  My least favorites, of course, were the squash and eggplant.  I enjoyed canning, cooking, and especially growing the food.

As a child, I would marvel over what a little labor, water, love, and God could do to make a meal for myself and my family.

As the seed would sprout into a plant and evidently food, I had the unpleasant chore of weeding the garden, though, to help with the harvest.    However, it was not so unpleasant when I would sign while I did it. 

My mom would tell us stories about the amazing harvest she had and the fun she had with her dad in the garden, so we would get excited about sharing the same experience. 

Another thing that mom taught us is that watering the plants can be inexpensive, too.  All you have to do is get some buckets and catch the rain water coming off of your house or recycle your rinse water when washing clothes.

So if you are looking for a meaningful, inexpensive, fun way to spend time with your children try gardening.  You will be surprised at the rewards.

Save a Life – Recognize Symptoms of a Stroke

Originally posted 2009-05-16 05:24:24. Republished by Blog Post Promoter

You could save a life.

STROKE: Remember The 1st Three Letters…

S.T.R .
My friend sent this to me

and encouraged me to post

it and spread the word. I

agree. If everyone can

remember something this

simple, we could save some

folks.

STROKE IDENTIFICATION:

During a party, a friend stumbled and took

a little fall – she assured everyone that she was fine and just tripped over a brick

because of her new shoes. (they offered to

call ambulance)

They got her cleaned up and got her a new

plate of food – while she appeared a bit

shaken up, Ingrid went about enjoying

herself the rest of the evening. Ingrid’s

husband called later telling everyone that his wife had been taken to the hospital –

(at 6:00pm , Ingrid passed away.)

She had suffered a stroke at

the party . Had they known

how to identify the signs of a stroke, perhaps Ingrid

would be with us today.

Some don’t die. They end up in a helpless, hopeless

 

condition instead. It only takes a minute to read this…

 

STROKE IDENTIFICATION:

New Listing – 1014 West 151st St East Chicago, IN

Originally posted 2009-01-30 20:07:02. Republished by Blog Post Promoter

$59,900

Your search is over this 5 bedroom 2.5 bathroom home can be yours at this affordable price.  Call for your appointment today.  This one will not last.  Call Serena at  219 803 4489 or 219 314 3958.

Is a Short Sale The Answer?

Originally posted 2009-01-29 18:07:23. Republished by Blog Post Promoter

There is a Formula to Whether Your Short Sale will be Approved

I have fifteen short sales that I am working on of those fifteen all of the lenders are stating that they need to net a certain amount.  I was beginning to think this was an isolated case until I came across the article at http://latimesblog.latimes.com. 

I discovered from this article that if the seller has a FHA loan, the lender “requires a net of 82% of current market value.  I was relieve to find out it is a formula that the lenders use.

The article went on to state that VA loans are required to net 88% of the current value.  Still yet, the conventional loans are required to net between 78% to 85% of the current value. 

As a homeowner who needs to sell it may be helpful to understand this formula.  Remember, a short sale can save your from a foreclosure as long as the lender can yield enough money from the sale.

Is the United States Broke?

Originally posted 2009-04-08 05:00:30. Republished by Blog Post Promoter

A debate worth having.

With the increase in foreclosures, job losses, taxes, etc., the question becomes is the US broke?   There is a lot of money going out to bail out the car industry, the banking industry, and the insurance industry.    How will this money be paid back?  There is no new industry in the US to speak of.  There is talk of “green” industry, but there is no one trained to do the work.

State after state, city after city, county after county are increasing sales taxes to recover revenue that the municipalities need to run daily business, but where does this money come from if no one or very few people have income? 

In Indiana, the March revenue fell to $87 million which is well below December’s revenue.  Consequently, this is the five straight months that the state’s projected revenue has fallen.  It is several other states reported this devastation with the projected revenue; hence, Cook County, IL, increasing its sales taxes to the highest in the national at 10.75 percent. 

Along those same lines, it makes it difficult for states like Indiana, Illinois, and even the federal government to negotiate a budget.

Let’s face it; these entities are no different than our individual households there must be money left at the end of the month to have a successful budget.

This issue that we are facing is worth taking a good look at.  It needs to be address now whether than later.   Money does not grow on trees and there will be a bubble that will burst.  It is not good that the United States appears to be for sale to other countries because there is no one here that can buy anything due to overspending in the past and lose of jobs today.

Citizenship Not Just a Dream Anymore for Some Immigrants

Originally posted 2009-05-31 05:01:52. Republished by Blog Post Promoter

The Dream Act will make it possible for several immigrants to become citizens of the United States.

The Dream Act is geared towards minors who entered the United States when they were under the age of 16.   The minors will have to have been living in the United States for at least five years.  It also requires that the minor receive a high school dipolma or GED.  The bill will also consider if the minor’s behavior and moral character in its decision to grant citizenship to the minors.

The bill was developed to keep these children from having to pay unfair foreign student’s tuition for a college education when they have been in the US for most of their lives.  The tuition for a foregin student is twice that of an out of state student.

Education is important to everyone and it is something that we can not do without.  It is up to us to ensure that all children get a quality affordable education.

Calling All Entrepreneurs and Professionals

Originally posted 2009-01-15 10:07:24. Republished by Blog Post Promoter

Let’s make 2009 one to remember – We will be releasing MYCEO.com/031
to the nation on 01/15/09 (Thursday Night) @ 7PM CST – 8PM EST – 5PM PST
Seating is limited for this exciting Webinar– RSVP ASAP!

“Watch live as our CEO showcase 6 random business owners to demonstrate the power of MyCEO”

Learn How to ACESS over 50 Business Services that will help you Start a Business, Build Your Brand, Increase Your Sales, Maximize your Time and Save YOU MONEY on all your business services.
MyCEO will be presenting an unprecedented offer to the First 1000 New Members!
Get ready to take your ideas out of your head and into the marketplace – Get ready to take your existing businesses to the Next level!

To get your special reserved seat email Serena at snorbrown@yahoo.com

How to Avoid Giving Your Paycheck to the State of Illinois

Originally posted 2009-06-22 10:00:28. Republished by Blog Post Promoter

With work zone death increasing, Illinois is leading the states in incorporating the toughes fine structure for offenders of posted speed in the country. 

The state of Illinois will using photo radar in freeway work zones start in July.  Even one mile per hour over the posted speed limit will get you a $375.00 ticket in the mail. The speed cameras  will be in all work zone areas on major freeways.  If you are caught speeding by these devices will be mailed a $375.00 ticket for the FIRST offense. The SECOND offense will cost $1000.00 and you will receive a 90-Day license suspension.  Drivers will also receive point on their license.  The points will allow insurance
companies to raise Insurance rates.

To read the press release, click on the link below.
For more info: http://www.dot.state.il.us/press/r033005.html

What Has the IRS Done For Me Lately?

Originally posted 2009-01-30 08:40:38. Republished by Blog Post Promoter

Paying Taxes Does Good For Us

Typically, when most of us think of the IRS, we get an unpleasant taste in our mouth or a pain in our stomach, but we do not think about what paying taxes provide for us.  The Gov Gab  blog did a great article http://blog.usa.gov/roller/govgab/entry/thanks_to_the_folks_at about all of the departments that our taxes provide our hard earn money too.  Those departments of the government make our lives better. 

What departments you may be asking yourself?  Well, the US Postal Service do a lot for a 42 cent stamp including getting our mortgage payments to the mortgage company, getting our pay check and social security checks to our door, etc.   Another department is the social security, no matter what we think of whether the money will be there when we retire or not we are grateful for the opportunity to worry if the money is available.  So you see the IRS is doing us some good.

Therefore, we all need to have a better outlook for the IRS because of all they do to help us have a better life.

Do You Have A Question About Real Estate, Mortgage, Insurance?

Originally posted 2009-02-03 11:10:28. Republished by Blog Post Promoter

I created this blog to answer your questions about <a href=”www.taylorbrownrealestatetalks.com”> real estate</a>, <a href=”www.taylorbrownrealestatetalks.com”>mortgage</a>, and <a href=”www.taylorbrownrealestatetalks.com”>insurance</a>. So, I need to hear from you.  What topics are you concerned about?  Is it short sales, foreclosure, how to prevent foreclosure, selling, buying, etc.    Click on the title and put your question in the comment sections to see your topic in the news of Taylor-Brown Real Estate Talks with 24 to 48 hours after you ask.

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