$8000 Tax Credit For First Time Home Buyers Expires Soon
October 30, 2009 by admin
Filed under real estate info
Originally posted 2009-07-22 15:37:01. Republished by Blog Post Promoter
Did you know that the $8000 tax credit expires 11/30/2009? That means there are only 131 shopping days remaining. The reason the number of days is significant is that the buyer do not have to pay the $8000 tax credit back to the government as long as the buyer resides in the home for 36 months after purchase.
This credit was part of the stimulus plan that President Obama signed into law.Â
The credit, however, does not apply to everyone. To qualify for the entire credit, your gross income must be less than $75,000 a year if you are a single home buyer and $150,000 if you are a married home buyer.   You can still get a partial credit if your gross income is greater than $75,000, but less than $95,000 as a single home buyer. If you are married and your combined income is greater than $150,000, but less than $170,000, you can qualify for a partial credit, as well. It is important to note, that in the case of a married couple both spouses’ homeownership history will be considered to determine eligible for the program.Â
Unfortunately, the credit can not be used as a downpayment. To qualify you must first purchase the home, then claim the credit using Form 5405 on your 2008 or 2009 tax return.
The tax credit, low interest rate, and lower than ever real estate prices should make homeownership a number one priority for anyone thinking of purchasing a home in 2009.
Give Serena a call at 219 803 4489 or email her at taylorbrownrealestate@yahoo.com to start building equity and create more tax write offs.
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