For the state of Indiana, I would have to say that is a resounding, NO.   For the state of Illinois, I found the answer to be YES.   I found it interesting that the housing crisis is affecting all fifty states, but until recently only fourteen states have made legislative and program changes to [...]

I created this blog to answer your questions about <a href=”www.taylorbrownrealestatetalks.com”> real estate</a>, <a href=”www.taylorbrownrealestatetalks.com”>mortgage</a>, and <a href=”www.taylorbrownrealestatetalks.com”>insurance</a>. So, I need to hear from you.  What topics are you concerned about?  Is it short sales, foreclosure, how to prevent foreclosure, selling, buying, etc.    Click on the title and put your question in the comment sections to see [...]

Real estate is in the media a lot lately.  It has been in the media as a negative item for much too long.  The reason is that unlike stock or bonds real estate will never go to zero.  Yet, it will appreciate and depreciate, but most importantly it will always have value.  Even though in [...]

Get my new ebook, “Should I Short Sale My Home” for $5.00 that right get my ebook for half it list price by click the link below. How am I am able to do this I am giving you a $5.00 rebate for pick up my book today.

There will be three foreclosure prevention workshops held in three different location throughout Northwest Indiana.  The workshops are FREE.  The workshops will be conducted by The Consumer Credit Counseling Service of Northwest Indiana.  The schedule is as follows: Monday, May 28, 2009  6:30 TO 8:30 PM Lake County Public Library 1919 West 81st Avenue Merrillville, [...]

Originally posted 2008-12-26 18:19:55. Republished by Blog Post Promoter $25.00 off Basic Home Inspection Call 317-605-3432 and mention this coupon when scheduling to receive discount. Visit us online at www.mc2inspections.com Expiration: 02-28-2009 MC2 Home Inspections 8435 Catchfly Dr. Plainfield IN 46168

Originally posted 2008-12-16 10:07:18. Republished by Blog Post Promoter           The same holds true for an investor as for a first time home buyer to be successful in homeownership, the investor is to understand the market he or she is buying in, understanding his or her mortgage, and knowing what he or she can and cannot [...]

Originally posted 2008-12-28 16:10:20. Republished by Blog Post PromoterTo get the forms needed for filing your property tax appeal visit for Form 130 also called Form 11 CI www.in.gov/icpr/webfile/formsdiv/21513.pdf For Form 11 RA visit http://www.in.gov/ibtr/files/DavidandPatriciaSullivan.pdf For Form 113 visit http://www.in.gov/icpr/webfile/formsdiv/46725.pdf Below is a video for filling out the form if your property is located in [...]

Originally posted 2008-12-23 15:35:34. Republished by Blog Post Promoter Image by Getty Images via Daylife In Indiana, the property tax that is paid on a home, land, building, business machine, or product for sale is determined by the assessed value that the assessor assigns to the asset.  Once the assessed value is determined the amount of [...]

What’s Your Best Chance To Sell Your Home in Today’s Market?  The Answer Below May Surprise You. A short sale can be difficult if you go it alone.  Learning an effective and efficient way to accomplish that goal of short selling your home is a much needed skill, wouldn’t you agree?   The single biggest complaint homeowner [...]

Originally posted 2009-05-01 15:10:36. Republished by Blog Post PromoterHave you ever worried what is included in closing cost?  Closing cost only accrues when a seller conveys title of a property through a real estate contract.  When the contract is executed through changing of deed of ownership, transfer of funds, and signatures of all parties, there [...]

Originally posted 2008-12-08 03:18:50. Republished by Blog Post PromoterIn today’s market most of the buyers are having a hard time getting financed.  True, some of the buyers may not have the credit score, income, or other required qualification needed to purchase a home through conventional meets, but with the owner financing program you will be [...]

Originally posted 2008-12-28 04:11:27. Republished by Blog Post PromoterOn or before May 10 of the year that you feel that you received an unfair tax assessment, you will need to file a written appeal.  Once the assessor gets notice that a property owner would like to have their property tax re-assessment, the assessor must forward [...]

Adding value to your home is important in this tough real estate market. Consider updating your kitchen flooring, appliances, and/or cabinets. If you can afford all of these upgrades at once that is okay.  Let’s consider updating the flooring.  There are several options for updating the flooring that is $1,000 or less. If you can [...]

Originally posted 2008-11-30 08:01:08. Republished by Blog Post PromoterIt is very important to know if a short sale is the best answer for your situation.  A short sale becomes a viable option when you cannot get what you are owed on the property because of changes in the market.  You may be thinking why would [...]

Are you trying to sell your home, but it is vacant?  Did you know that you can get a set photos from a virtual stagers for your next virtual tour of the home? The company that offers this phenomenal  tool is called Virtually Staging Properties in Atlanta, GA.  The company charges $225 for three virtually [...]

Recently, I had a reader contact me asking questions pertaining to filing a property tax appeal. I began to think that the question he asked may be question that other readers may have, but were afraid to ask. His question was pertaining to how to obtain the parcel or key number if you live in [...]

Real estate news from around the blogosphere: These homes are about to be foreclosed – Mortgage Insider : The … By Marilyn Kalfus, real estate reporter November 30th, 2009, 12:00 pm · Post a Comment · posted by Marilyn Kalfus, real estate reporter. First, in recent foreclosure news: Housing threat looms in South County · [...]

The first step in giving  Indiana citizens the right to determine how much property taxes will be paid in the state begins on Tuesday.    The Indiana House of Representative is voting on a cap of one percent of the assessed value for homeowners, two percent of the assessed value for investors, and three percent of [...]

The winter season has just began, but the winter natural gas rates and its increases are not far behind, so instead of allow those bills to drive you out of house and home contact the agencies below to find out if you qualify for weatherization of your home. Both homeowners and renters are eligible for [...]

Originally posted 2009-08-26 05:00:24. Republished by Blog Post PromoterThe news has come down from Indianapolis that there will be no adjustments to the assessed value due to trending. Trending is utilized by some states to account for property value increase or decrease. It is unrealistic to think that a state that just converted to a [...]

Real Estate News from around the blogosphere: Las Vegas Real Estate: Home Selling Tips For a Faster Sale | Real … Some home sellers wait for months for a buyer. While others have one in days. Why is that? Ten Reasons to buy Mexico Real Estate in Year 2010 | Information … Missed the Mexico [...]

<a href=”http://247wallst.com/2010/01/07/commercial-real-estate-begins-to-mirror-residential-market/”>Commercial Real Estate Begins To Mirror Residential Market – 24/7 …</a><p>The residential real estate crisis is over. Home prices are stable. The number of people who are in the market for a home is up. Tax credits and home prices, which are still historically low, are the cause for a rise in home shopping [...]

Originally posted 2008-12-02 08:03:42. Republished by Blog Post PromoterBefore we discover why the home equity loan must be an adjusted rate loan and discover more about how the money merge account can make us financial free. I felt it was necessary to address several responses and comments about the money merge account. There has been [...]

Originally posted 2008-11-29 14:00:55. Republished by Blog Post PromoterThe myths that people believe will save their homes from foreclosure are: ignoring it investors listing with a realtor filing bankruptcy refinancing Myth 1 Ignoring the problem Ignoring the problem is definitely not the way to handle the dilemma of foreclosure.  Ignoring increases the chance of the [...]

Originally posted 2009-12-19 11:41:12. Republished by Blog Post Promoter Image by Casey Serin via Flickr Fannie Mae Suspends Foreclosure Evictions | RealEstateRama WASHINGTON, DC – December 18, 2009 – (RealEstateRama) — Fannie Mae (FNM/NYSE) announced today that it is suspending all foreclosure evictions from December 19, 2009 through January 3, 2010. All owner-occupants and tenants [...]

Originally posted 2009-03-23 09:20:57. Republished by Blog Post PromoterWhy isn’t the Indiana property tax assessment making front page news?  I am sure it is making front page news with all the citizens of Porter County who on March 27 is going to have to pay higher property taxes. I am appalled that the local paper [...]

Originally posted 2009-08-20 05:00:40. Republished by Blog Post PromoterIt is easier said than done when it comes to making your home more energy conserved. The cost to make your home more energy conservation is being reviewed by Amory Lovins. Amory Lovins is the renowned idealist of energy conservation. He not only talked the talk, but [...]

Originally posted 2009-04-24 13:13:44. Republished by Blog Post PromoterShort sales are on the rise in many markets, so it is important to know the risk.  The risks are: tax misrepresentation secondary debt misrepresentation lender requesting inappropriate seller contributions fiduciary care breach no oversight by Realtor of loss mitigation company no license requirement for loss mitigation [...]

Originally posted 2008-12-27 09:35:31. Republished by Blog Post PromoterThe Times has an article named, Lake Commissioners Pledge Veto for Food, Beverage Tax.   According to this article the Lake County Commissioners plan to veto the increase in tax on food and beverage.  Alot of the commissioners state that they do not want to go back [...]

Originally posted 2009-01-01 18:46:58. Republished by Blog Post PromoterThe objective of the series of videos that follows in the next couple of days is an evaluation of the the findings of property tax appellate court. This evaluation is not a guarantee that you will be successful with your appeal for an assessment in your property [...]

Originally posted 2009-06-11 05:00:12. Republished by Blog Post PromoterHome improvement projects do not have to go on the back burner even though times are tough.   Have you considered doing the projects yourself?  With DIY (do-it-yourself) network and free home improvement classes offer at Lowe’s and Home Depot it may be worth considering. Another little know [...]

Originally posted 2010-01-07 05:00:39. Republished by Blog Post PromoterLadies, learn tips about home improvement free from Home Depot.  The next Free Do It Herself Workshop is Thursday, January 14, 2010 from 700 pm to 8:30pm.  In this upcoming seminar you will get tips on: installing a faucet installing a toilet There is even a supply [...]

Originally posted 2009-03-16 16:50:31. Republished by Blog Post Promoter           Click this link http://www.lulu.com/content/paperback/shouldisalemyhome/6381193 From: The Desk of Serena Brown, 4:33pm   If you are interested in selling your home using a short sale then learning an effective and efficient way to accomplish that goal is a much needed skill.   The [...]

Originally posted 2010-01-05 18:54:59. Republished by Blog Post PromoterThe latest news in insurance from around the blogosphere: M&S launches green home insurance reinstatement option M&S Home Insurance is claiming to be the UK’s first home insurance provider to offer policyholders the opportunity to reduce their impact on the environment, should they make a claim. The [...]

Originally posted 2009-03-02 12:25:16. Republished by Blog Post Promoter $25.00 off Basic Home Inspection Call 317-605-3432 and mention this coupon when scheduling to receive discount. Visit us online at www.mc2inspections.com Expiration: 06-01-2009 MC2 Home Inspections 8435 Catchfly Dr. Plainfield IN 46168

Originally posted 2009-04-13 05:21:51. Republished by Blog Post PromoterMost Realtors and even homeowners would object to listing their home in the winter, especially when you live in a climate that produces snow more than fifty percent of the winter months.  I, personally, look at and selected my home in a snow storm.  Every night the [...]

Originally posted 2010-01-02 05:00:19. Republished by Blog Post PromoterThe real estate market has experienced a lot of changes in 2009. Below are some of those changes from around the blogosphere: Milwaukee Real Estate Summary for 2009 In 2009 there were 530 more sales or a 10.9% increase over the results from 2008. This year ther [...]

Originally posted 2009-03-26 04:39:51. Republished by Blog Post PromoterSelling a home can be complicated.   The seller must ensure that the home is ready to be sold.    The following is a basic checklist you must always refer to when trying to get the home sold.  The number one thing is that the seller must ensure that the home [...]

Originally posted 2008-11-29 13:58:08. Republished by Blog Post Promoter There are different types of ownership deeds you may receive as a real estate investor.  The types of ownership deeds are general warranty deed, sheriff’s deed, quit claim deed, special warranty deed, tax deed, trustee deed, and certificate of title. It is important to understand that [...]

Originally posted 2009-03-27 05:31:59. Republished by Blog Post PromoterYesterday, you got a peak at the content of my new ebook “How to Sell Your Home”. If you are interested in selling your home….then this is going to be the most exciting message you ever read. Here’s why: There is an amazing new ebook called “How [...]

Originally posted 2009-03-12 10:44:19. Republished by Blog Post Promoterfront-cover From: Serena Brown, 10:05AM   If you are interested in selling your home using a short sale then learning an effective and efficient way to accomplish that goal is a much needed skill.   The single biggest complaint homeowner has is knowing how the short sale [...]

Originally posted 2010-01-12 05:00:15. Republished by Blog Post PromoterHome improvement tips from around the blogosphere: Effective Home Improvement Tips If you are planning a home improvement project for your own home you need to take a step back and spend some to think over the entire project. When you are looking at improving your home [...]

Originally posted 2009-06-18 05:00:51. Republished by Blog Post PromoterWinter will be back before we know it, but as one of my friends said last week, “has it really left. ” She was wondering if she needed to turn on her furnace one day just last week when the wind chill seemed to be in the upper [...]

Originally posted 2008-12-01 08:13:48. Republished by Blog Post PromoterGreat news for the state, but more importantly for Lake County.  If you were not aware when the first information came out about changes or reassessment of taxes it was stated that all but two counties were going to benefit from the changes.  You guess Lake County [...]

Originally posted 2009-04-12 05:03:11. Republished by Blog Post PromoterWith the uncertain of the financial arena laying in the balance of federal amendments and other legislature, a potential buyer may be wondering if homeownership is within his or her reach.  Any Realtor would answer a resounding, “Yes.”  However, as a consumer you may be wondering, why? [...]

Originally posted 2009-05-14 05:19:10. Republished by Blog Post PromoterI use postcards to advertise my listings with great success.  Recently, I sent out 40 postcards to homes that surrounded my recently reduced REO (real estate owned by a bank) listing, and I received several calls and got several potential interested buyers for the property. Amazingly all [...]

Originally posted 2010-01-08 05:00:38. Republished by Blog Post PromoterOne quality that you should be looking for in your listing broker is honesty, so if a broker does not give you a realistic view of the value of your home do not hire them.  The broker should provide a detail comparative market analysis.  The analysis should [...]

Originally posted 2009-04-10 11:00:44. Republished by Blog Post PromoterIf you are facing foreclosure, you have options.  First you must dismiss the common myths about loan modifications: The common myths are: One myth is the bank does not want me to keep my home.  The bank does not earn any money if it forecloses on your [...]

Originally posted 2008-12-14 10:06:26. Republished by Blog Post Promoter The homeowner can call the lender’s loss and mitigation department and ask them to reinstate the loan. There are several ways the homeowner may be allowed to reinstate the loan.  The homeowner may bring the loan current by paying a lump sum or making scheduled payments to [...]

Originally posted 2008-12-30 09:47:38. Republished by Blog Post Promoter Image by esagor via Flickr The objective of the series of videos that follows in the next couple of days is an evaluation of the the findings of property tax appellate court.  This evaluation is not a guarantee that you will be successful with your appeal for an [...]

Originally posted 2009-12-24 05:00:21. Republished by Blog Post Promoter Visiting and revisiting the property tax issue has become a pet peeve of mine for many reasons: Property taxes are too high Cities, towns, and states rely to heavily on property taxes so there is no incentives to lower property taxes As a result of the [...]

Originally posted 2009-04-19 12:25:51. Republished by Blog Post PromoterRecently, I read an interest article that explain President Obama’s loan modification program.  The article gives in depth details of how the loan modification program is design to help homeowner who are both behind and homeowners who interest rate may have adjusted because of an adjustable rate increase.     [...]

Originally posted 2009-01-07 10:00:10. Republished by Blog Post PromoterIn the state of Illinois for a foreclosure to happen the lender must follow certain legal steps. Thirty days prior to the enty of judgment of foreclosure, the owner and all person who have interest in the property will be given notice of the foreclosure. Then, the [...]