Taylor-Brown Real Estate Talks

admin | February 19, 2010

Thank you for revisiting you can still subscribe to my RSS feed. As Always Thank You for visiting!
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If you are considering buying a home, check your credit first.  Most credit reports have incorrect information.  According to the US Public Interest Research Group as [...]

Category: credit | 18 Comments »
Tags: buying a home, credit history, credit report, credit score, creditor, driver license, equifax, Experian, fcra, mortgages, proof of identity, s, three credit bureau, transunion

admin | December 23, 2009

Credit has become a noose to many first time home buyer.  There are ways to loosen that noose.
One way is to ga copy of your credit report from all three credit bureaus.  The credit bureaus are required to furnish a free copy of your credit report once a year and to provide a copy if [...]

Category: credit | 12 Comments »
Tags: credit bureau, credit history, equifax, Experian, transunion

admin | December 18, 2009

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A bankruptcy does not have to end your credit life.  Did you know that you can apply for a mortgage after only four years if you file a Chapter 7, 11, or 12 bankruptcy and two years after a Chapter 13 bankruptcy?  However, to be eligible you [...]

Category: mortgages | 6 Comments »
Tags: business, Credit and Collection, credit bureau, credit history, Dale Siegel, equifax, Experian, Financial Services, new rules for mortgages, transunion

admin | December 15, 2009

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Recently, I received a comment or clique from a fellow Realtor who stated that this blog has several topics.  Well, my colleague may not realize that real estate is affected by several things.  One of which is economics.  This blog was developed with that in mind.
I mean, let’s face it if [...]

Category: real estate | 9 Comments »
Tags: credit history, Financial Services, personal finance, property tax, real estate

admin | January 9, 2009

Credit is essential to acquiring a home, car, etc. especially if you do not have cash to purchase the item you desire or need.  It is equally as important to understand how credit can influence your ability to purchase.    Let’s examine.
The bank institutions Advantage Mortgage Lending use FICO score to determine the risk factor that will be [...]

Category: News, mortgages | 16 Comments »
Tags: affordability, bank institutions, card balances, credit cards, credit history, credit risk, credit worthiness, fair isaac corporation, fico credit scores, high risk, home car, mathematical model, mortgage, mortgage lending, mortgages, News, payment history, refinancing a home, risk factor, several factors