The Amazing Secrets to Short Selling Your Home in This Market

Originally posted 2009-03-12 10:44:19. Republished by Blog Post Promoter

front-cover

From: Serena Brown, 10:05AM

 

If you are interested in selling your home using a short sale then learning an effective and efficient way to accomplish that goal is a much needed skill.

 

The single biggest complaint homeowner has is knowing how the short sale process works, and if the short sale will stop the foreclosure process.

 

As a homeowner who is facing the scariest and worst market for selling a home in decades it is important to have a guide along the way that help you understand what will or will not happen when and if you get a buyer for your home. 

 

As a homeowner, it is reasonable to want to understand the tax laws to avoid capital gain or loss.  It is equally reasonable for a homeowner to want to be able to sell his or her home before the sheriff sale. 

 

As a homeowner, the short sale and the pending foreclosure can become overwhelming.  In order to make the short sale an easier process it is important to understand the process and the options and choices that the homeowners have during the process. 

 

There is an amazing new book “Should I Short Sale My Home.”  It covers nearly everything you need to know about the short sale process and the effects the sale has on your federal income taxes.

 

Imagine having knowing how to get your home sold before the sheriff’s sale.  Would that be nice?  And can you imagine how great you’ll feel to have a clear and precise package to present to the lender to get the home sold before it is foreclosed on. 

 

Just a few weeks from now you will understand what a short sale is and what happens if you are an insolvency homeowner who sold your home in a short sale.

 

Did you hear that sold your home in the short sale?  Some homeowners list his or her home and it does not sell before the foreclosure, and the homeowner does not understand why the home did not sell.

 

And it’s not like any book you may have read on short sale of home before foreclosure, the book gives you all of the recent changes to the law that helps the insolvent homeowner and helps the homeowner understand the process of the short sale.

 

Why?

 

Simply, every section in the book is there because you asked for it.  Well, not “you” really.  But from real live questions.  Questions from people who have tried to sell their properties and sold their properties using a short sale, and the homeowner wants to make sure all the capital gain or loss is not going to negative affect him or her at tax time.   Questions from homeowners who wanted to know if they can ever own a home again after selling their home using a short sale.  A face to face question and answer section was completed.

 

And imagine the selling your home before the sheriff sale.  You can definitely do that.  Imagine being in control of selling your home.  Some homeowners are able to buy a home in 4 to 6 years after the short sale.  Not bad just for selling your home before the sheriff sale, huh?

 

·        You can save your family from the embarrassment of the foreclosure process

·        You can save on federal income taxes by proving that you are insolvent due to job loss, medical bills, etc.

·        You could take save your credit from the foreclosure

 

Would that be a great lifestyle or what?  That’s what this brand new book gives you the knowledge of the short sale process and the hope of selling your home before the sheriff’s sale and being able to purchase a home in the future. 

 

To get your paperback copy today for only $15.00 click on this link and get a downloadable copy for $8.00 of  “Should I Short Sale My Home”  http://www.lulu.com/content/paperback/shouldisalemyhome/6381193

 

 

 

 

How to Sell Your Home in Any Market

Originally posted 2009-03-27 05:31:59. Republished by Blog Post Promoter

Yesterday, you got a peak at the content of my new ebook “How to Sell Your Home”.

If you are interested in selling your home….then this is going to be the most exciting message you ever read.

Here’s why:

There is an amazing new ebook called “How to Make Your Home Sell.” It covers nearly everything you will need to know about selling your home…as soon as TOMORROW.

Imagine being able to sell your home in hours after a potential buyer visits the home. Would that be nice?

Do you need to sell…and doing so would make your life easier. And can you imagine how great you’ll feel if the sale happens within hours of making the recommended changes.

Selling your home.

That’s what this brand new ebook will help you do.

And it’s not like any other book you’ve read on how to sell your home

Why?

Simple, every section in the book is there because “you asked for it.” Well, not “you” really. But from real live questions. Questions from people like you who are trying to sell their home.

There is no fluff. Just answers and recommendations.

You’ll discover all types of exciting tips. From what the market is like to what supplies are needed to help your home sell.

Get your ebook copy TODAY for $2.00 each.

Your Bathroom Can Increase Your Value

Originally posted 2009-11-06 05:00:27. Republished by Blog Post Promoter

Consider the bathroom when selling your home.  Why you ask?  If you have an older home that you are selling either you have only one bathroom or that bathroom is out of date.  Either way there is a need for an improvement.

The improvements do not have to cost a lot of money to maximize your return on investment, either.  Instead of replacing the outdated tub consider refinishing it.  Refinishing the tub cost between $350 to $500.

If you need to replace the outdated tile surround consider refinishing it, as well.

The process that is used is important because if epoxy coating is used instead of hydrofluoric acid the tub or other surfaces will yellow over time.

Another substance that retains color well is a two part acrylic urethane.

Regardless of which finish you choose, the finish should last up to 20 years if you do not use bleach or other abrasive cleaners on the new finish.

Get Your Copy of “Should I Short Sale My Home”

Originally posted 2009-03-16 16:50:31. Republished by Blog Post Promoter

 

 

 

 

Click this link http://www.lulu.com/content/paperback/shouldisalemyhome/6381193

From: The Desk of Serena Brown, 4:33pm

 

If you are interested in selling your home using a short sale then learning an effective and efficient way to accomplish that goal is a much needed skill.

 

The single biggest complaint homeowner has is knowing how the short sale process works, and if the short sale will stop the foreclosure process.

 

As a homeowner who is facing the scariest and worst market for selling a home in decades it is important to have a guide along the way that help you understand what will or will not happen when and if you get a buyer for your home. 

 

As a homeowner, it is reasonable to want to understand the tax laws to avoid capital gain or loss.  It is equally reasonable for a homeowner to want to be able to sell his or her home before the sheriff sale. 

 

As a homeowner, the short sale and the pending foreclosure can become overwhelming.  In order to make the short sale an easier process it is important to understand the process and the options and choices that the homeowners have during the process. 

 

There is an amazing new book “Should I Short Sale My Home.”  It covers nearly everything you need to know about the short sale process and the effects the sale has on your federal income taxes.

 

Imagine having knowing how to get your home sold before the sheriff’s sale.  Would that be nice?  And can you imagine how great you’ll feel to have a clear and precise package to present to the lender to get the home sold before it is foreclosed on. 

 

Just a few weeks from now you will understand what a short sale is and what happens if you are an insolvency homeowner who sold your home in a short sale.

 

Did you hear that sold your home in the short sale?  Some homeowners list his or her home and it does not sell before the foreclosure, and the homeowner does not understand why the home did not sell.

 

And it’s not like any book you may have read on short sale of home before foreclosure, the book gives you all of the recent changes to the law that helps the insolvent homeowner and helps the homeowner understand the process of the short sale.

 

Why?

 

Simply, every section in the book is there because you asked for it.  Well, not “you” really.  But from real live questions.  Questions from people who have tried to sell their properties and sold their properties using a short sale, and the homeowner wants to make sure all the capital gain or loss is not going to negative affect him or her at tax time.   Questions from homeowners who wanted to know if they can ever own a home again after selling their home using a short sale.  A face to face question and answer section was completed.

 

And imagine the selling your home before the sheriff sale.  You can definitely do that.  Imagine being in control of selling your home.  Some homeowners are able to buy a home in 4 to 6 years after the short sale.  Not bad just for selling your home before the sheriff sale, huh?

 

·        You can save your family from the embarrassment of the foreclosure process

·        You can save on federal income taxes by proving that you are insolvent due to job loss, medical bills, etc.

·        You could take save your credit from the foreclosure

 

Would that be a great lifestyle or what?  That’s what this brand new book gives you the knowledge of the short sale process and the hope of selling your home before the sheriff’s sale and being able to purchase a home in the future. 

 

To get your paper back copy today for only $15.00 click on this link or get a downloadable copy for only $8.00 of  “Should I Short Sale My Home”  http://www.lulu.com/content/paperback/shouldisalemyhome/6381193

 

 

 

 

Upgrade Your Kitchen Will it Increase Your Value?

Adding value to your home is important in this tough real estate market. Consider updating your kitchen flooring, appliances, and/or cabinets.

If you can afford all of these upgrades at once that is okay.  Let’s consider updating the flooring.  There are several options for updating the flooring that is $1,000 or less.

If you can afford, you can update the flooring with hardwood, but the cost is $9 to $22 per square foot installed.  You can cut cost by purchasing prefinished flooring.

If you like this option consider using engineered interlocking and floating hardwood flooring.  Bruce Engineered offers a cherry hardwood floor option at Lowe’s for $106 per carton.  It covers 22.5 square feet of flooring.

Bamboo is an option.  However, it is more extensive than hardwood flooring.  It is $12 to $28 per square feet installed.

Another option is ceramic flooring.  It is $3 to $20 per square feet installed.  It is best to leave the installation this type of flooring to the professional because if the subflooring is not prepared properly the tile can crack.  This type of flooring requires cutting and grouting that can be tricky.

The least expensive option is linoleum flooring.  It cost $7 to $10 per square feet installed.  It can last up to 40 years.  Be careful with linoleum because it can be could damage easily so ask questions about that.

Another upgrades are adding an energy efficiency dishwasher  that requires less water a load.

Still yet another upgrade is adding slide out cabinet shelves.

You may want to consider jazzing up your back splash, and replace your kitchen sink.

Consider the cost of the upgrade compared to the increase in value.  In today’s market, the cost of the upgrade will exceed the amount that you will receive in return, so only do an expensive upgrade if you are considering selling your home at a later date to get the maximum value out of the upgrade.

At Last…Someone Has Unlocked the Secrets of Short Selling Your Home

What’s Your Best Chance To Sell Your Home in Today’s Market?  The Answer Below May Surprise You.

A short sale can be difficult if you go it alone.  Learning an effective and efficient way to accomplish that goal of short selling your home is a much needed skill, wouldn’t you agree?

 

The single biggest complaint homeowner has is knowing how the short sale process works, and if the short sale will stop the foreclosure process.  The answer is the short sale stops the foreclosure process only after a buyer with an offer.

 

As a homeowner who is facing the scariest and worst market for selling a home in decades it is important to have a guide along the way that help you understand what will or will not happen when and if you get a buyer for your home.  It is important to remember that a short sale means that the lender is willing to accept less than what you owe, so price your home aggressively. 

 

As a homeowner, it is reasonable to want to understand the tax laws to avoid capital gain or loss.  It is equally reasonable for a homeowner to want to be able to sell his or her home before the sheriff sale. 

 

As a homeowner, the short sale and the pending foreclosure can become overwhelming.  In order to make the short sale an easier process it is important to understand the process and the options and choices that the homeowners have during the process. 

 

There is an amazing new book “Should I Short Sale My Home.”  It covers nearly everything you need to know about the short sale process and the effects the sale has on your federal income taxes.  It also gives you the secret formula that your lender uses to approval or deny your short sale.

 

Imagine knowing how to get your home sold before the sheriff’s sale.  Would that be nice?  And can you imagine how great you’ll feel to have a clear and precise package to present to the lender to get the home sold before it is foreclosed on.  Imagine learning a little known technique that will give you an additional 45 to 60 days to find a buyer to sell your home too.

 

Just a few minutes from now you will understand what a short sale is and what happens if you are an insolvency homeowner who sold your home in a short sale.

 

Did you hear that sold your home in the short sale?  Some homeowners list their home and it does not sell before the foreclosure, and the homeowner do not understand why the home did not sell.

 

And it’s not like any book you may have read on short sale of home before foreclosure, the book gives you all of the recent changes to the law that helps the insolvent homeowner and helps the homeowner understand the process of the short sale.

 

Why?

 

Simply, every section in the book is there because you asked for it.  Well, not “you” really.  But from real live questions.  Questions from people who have tried to sell their properties and sold their properties using a short sale, and the homeowner wants to make sure all the capital gain or loss is not going to negative affect him or her at tax time.   Questions from homeowners who wanted to know if they can ever own a home again after selling their home using a short sale.  In other words, a face to face question and answer section was completed.

 

And imagine selling your home before the sheriff sale.  You can definitely do that.  Imagine being in control of selling your home.  Some homeowners are able to buy a home in 4 to 6 years after the short sale.  Not bad just for selling your home before the sheriff sale, huh?

 

·        You can save your family from the embarrassment of the foreclosure process

·        You can save on federal income taxes by proving that you are insolvent due to job loss, medical bills, etc.

·        You could save your credit from the foreclosure

 

Would that be a great lifestyle or what?  That’s what this brand new book gives you the knowledge of the short sale process and the hope of selling your home before the sheriff’s sale and being able to purchase a home in the future. 

 

To get your paperback copy today for only $15.00 click on this link and get a downloadable copy for $8.00 of  “Should I Short Sale My Home”  http://www.lulu.com/content/paperback/shouldisalemyhome/6381193

 

 

 

 

To Sell or Not To Sell

Real estate is in the media a lot lately.  It has been in the media as a negative item for much too long.  The reason is that unlike stock or bonds real estate will never go to zero.  Yet, it will appreciate and depreciate, but most importantly it will always have value.  Even though in the present market the value has depreciated by as much as twenty seven percent in some markets, a lender, a homeowner, can still get value from the sale or refinance of the home.   It is, however, very important to be abreast of how much the value has depreciated to determine if right now is the best time to sell or refinance your home. 

 

If you are considering becoming an investor this is the best time to be an investor due to the depreciated value.  There are great deals in this market.

 

However, as a seller, it is not the best time to sell.  The value that most sellers paid for their homes a few years ago is no longer possible in the market.  Therefore, if you do not have to sell do not sell.  If you must sell price the home at a list price that is median of the comparative market value.  What does that mean, you ask?  Let’s examine. 

 

It is important to get a realistic view of values.  When the seller is viewing the comparative market analysis provided by the Realtor.  It is important to make sure it an analysis of sales from the last six months of similar properties to your home.

 

In addition, it is equally important to know how many properties that are actively listed that are similar to your home. 

 

To get a realistic view of the value of your home, we will examine the absorption rate.  The absorption rate will evaluate pricing categories ranges for properties that are similar to your home.  Let’s say you and your Realtor want to list your home between 175-200k and 225-250k.

 

Next, we pull up all properties regardless of features that are active, pending, and sold between these price ranges.   We will also pull up the total number of closed properties within the zip code of the subject or potential listed property as well as, all the actively listed properties in that zip code.

 

The information that is gather through this evaluation you will be able to get a view of where the competition is for properties that are in the same price range as your home.    The goal of this absorption rate analysis is to track where the money is.   Remember, most buyer search and purchase homes by specific price point not by features along. 

 

Now, back to our example, let’s say that over the last six months a total of 18 homes sold.  Then, you would divide “18” by 6 (for last 6 months).  This will give you the average number of homes that sold over the last 6 months.  The answer in this case is 3 homes.

 

We also want to know the average number of active listings.  For this example, the number of active listing is 24.  Then, you would divide 24 by 3 (# of solds on average for last 6 months).  The answer is 8.  8 is the total months of inventory for the price point. 

The latter information should indicate that this is a buyer’s market.  In a buyer’s market, the buyer must be aware that being in a buyer’s market doesn’t make the buyer’s job any easier.  It just gives the buyer more flexibility.  Remember in a buyer’s market, there may be several buyers for one property or only one buyer for a property.

If there are no other buyers for a property by virtue of the length of time the property has been on the market then a low offer may come in to the seller.  Sorry sellers.  However, sellers that do not mean that you have to give your properties away, but it may mean that you may have to settle for less than you anticipated selling your home. 

 

Another thing that makes a buyer’s market advantageous to the buyer and not to the seller is that there are a lot of homes to choice from that may meet the buyer’s criteria. 

 

It is important to evaluate the pricing of your homes in several different ways to help get your home sold as quickly as possible.  Your home can sell even in this market, but it has to be priced right.